Fetal contract stress test 59020 - 26 at UPMC Hanover
300 Highland Avenue, Hanover, PA · UPMC · · NPI 1730158981
$555.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$926.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$38.73 with Highmark Wholecare (prev Gateway) vs $3,000.00 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark Wholecare (prev Gateway) | Medicaid | $38.73 | ↓ -93% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $38.73 | ↓ -93% |
| UPMC Health Plan | Managed Medicaid | $39.65 | ↓ -93% |
| United Healthcare Community Plan for Families | PA Medicaid | $39.95 | ↓ -93% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $41.54 | ↓ -93% |
| Geisinger | Medicaid/CHIP | $44.43 | ↓ -92% |
| PA Health & Wellness | PA Medicaid HMO | $51.98 | ↓ -91% |
| Capital Blue Cross | Medicare Advantage | $175.94 | ↓ -68% |
| Keystone Health Plan | Medicare Advantage | $175.94 | ↓ -68% |
| Highmark BCBS of PA | Medicare | $190.26 | ↓ -66% |
| Humana | Medicare | $192.18 | ↓ -65% |
| Aetna | Medicare | $200.44 | ↓ -64% |
| Geisinger | Medicare | $201.79 | ↓ -64% |
| Cigna | Medicare | $201.79 | ↓ -64% |
| United Healthcare | Medicare | $205.63 | ↓ -63% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $207.55 | ↓ -63% |
| UPMC Work Partners | Workers Comp | $219.65 | ↓ -60% |
| Prime Net | Managed Medicare | $224.09 | ↓ -60% |
| Keystone Autism Services | ACAP | $307.49 | ↓ -45% |
| United Healthcare | Commercial | $471.00 | ↓ -15% |
| Aetna | ACO | $525.97 | ↓ -5% |
| Geisinger | Commercial | $606.34 | ↑ +9% |
| Capital Blue Cross | CHIP | $629.31 | ↑ +13% |
| Keystone Health Plan | Commercial | $629.31 | ↑ +13% |
| Capital Blue Cross | Commercial | $629.31 | ↑ +13% |
| Highmark BCBS of PA | Medicaid | $637.54 | ↑ +15% |
| UPMC Health Plan | Commercial | $648.20 | ↑ +17% |
| Aetna | Commercial | $674.13 | ↑ +21% |
| Highmark BCBS of PA | Commercial | $683.58 | ↑ +23% |
| Cigna | Commercial | $722.28 | ↑ +30% |
| CareFirst | Commercial | $787.10 | ↑ +42% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $787.10 | ↑ +42% |
| Wellspan Population Health | Commercial | $805.62 | ↑ +45% |
| UPMC Health Plan | CHIP | $3,000.00 | ↑ +440% |
Visitor-reported prices
Comments
Fetal contract stress test 59020 - 26 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $555.60 | $38.73 – $787.10 |
| UPMC Cole | Coudersport | $780.60 | $32.02 – $1,040.80 |
| UPMC Community Osteopathic | Harrisburg | $555.60 | $38.73 – $3,000.00 |
| UPMC Lititz | Lititz | $555.60 | $38.73 – $309.15 |
| UPMC Memorial | York | $555.60 | $38.73 – $308.64 |
| UPMC Somerset | Somerset | $555.60 | $33.55 – $207.19 |
| Uniontown Hospital | Uniontown | $220.00 | $28.57 – $407.01 |