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Ankle X-ray at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$188.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$314.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.54 with United Healthcare Community Plan for Families vs $419.44 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA Medicaid $24.54 ↓ -87%
Highmark BCBS of PA Medicare $27.13 ↓ -86%
Aetna Medicare $32.10 ↓ -83%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $34.00 ↓ -82%
Highmark Wholecare (prev Gateway) Medicaid $34.00 ↓ -82%
UPMC Health Plan Managed Medicaid $34.80 ↓ -82%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $36.46 ↓ -81%
Geisinger Medicaid/CHIP $38.99 ↓ -79%
Prime Net Managed Medicare $51.81 ↓ -73%
Capital Blue Cross Medicare Advantage $62.80 ↓ -67%
Keystone Health Plan Medicare Advantage $62.80 ↓ -67%
Premier Comp Solutions Worker's Comp $73.35 ↓ -61%
UPMC Work Partners Workers Comp $73.35 ↓ -61%
UPMC Health Plan CHIP $94.58 ↓ -50%
Prime Net ACO/Legacy Commercial $128.74 ↓ -32%
Aetna ACO $129.68 ↓ -31%
Capital Blue Cross CHIP $131.60 ↓ -30%
Capital Blue Cross Commercial $131.60 ↓ -30%
Keystone Health Plan Commercial $131.60 ↓ -30%
Prime Net GateKeeper/NonGateKeeper $149.78 ↓ -20%
Aetna Commercial $150.72 ↓ -20%
Geisinger Commercial $205.61 ↑ +9%
UPMC Health Plan Commercial $219.80 ↑ +17%
Wellspan Population Health Commercial $219.80 ↑ +17%
United Healthcare Commercial $231.10 ↑ +23%
Prime Net FH-Medical Rental $233.93 ↑ +24%
Multiplan PPO (Includes PHCS and Humana as Payers) $266.90 ↑ +42%
Cigna Commercial $419.44 ↑ +123%
Tricare East Region not published by hospital

Visitor-reported prices

visitor-reported
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Ankle X-ray at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC East Monroeville $436.20 $26.02 – $581.60
UPMC Passavant-McCandless Pittsburgh $419.40 $26.25 – $594.15
UPMC Hamot Erie $325.20 $20.23 – $379.40
UPMC Carlisle Carlisle $188.40 $24.54 – $419.44
UPMC Altoona Altoona $180.60 $33.29 – $240.80
UPMC Bedford Everett $108.00 $26.38 – $162.00
UPMC Cole Coudersport $140.40 $33.86 – $187.20
UPMC Community Osteopathic Harrisburg $188.40 $24.54 – $266.90

All Pennsylvania hospitals for this procedure →