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Ankle X-ray at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$108.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$180.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.38 with UPMC Health Plan vs $162.00 with SelectCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Commercial $26.38 ↓ -76%
Aetna of PA Medicare $30.29 ↓ -72%
UPMC Work Partners Workers Comp $68.14 ↓ -37%
Cigna EBR $72.00 ↓ -33%
Cigna Commercial $72.00 ↓ -33%
Aetna EBR ASO $72.00 ↓ -33%
UPMC Health Plan Managed Medicare $72.40 ↓ -33%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $83.95 ↓ -22%
Aetna Medicare $86.47 ↓ -20%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $86.65 ↓ -20%
Aetna EBR FI $88.20 ↓ -18%
United Healthcare Medicare $89.83 ↓ -17%
Highmark Wholecare (prev Gateway) Medicare $90.66 ↓ -16%
AmeriHealth Caritas Medicare $90.67 ↓ -16%
Cigna Medicare $90.67 ↓ -16%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $90.67 ↓ -16%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $92.32 ↓ -15%
UPMC Health Plan CHIP $94.58 ↓ -12%
Geisinger Medicaid/CHIP $99.00 ↓ -8%
United Healthcare Compass Exchange $99.00 ↓ -8%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $99.00 ↓ -8%
Aetna Neighborhood Network $111.60 ↑ +3%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $113.73 ↑ +5%
Aetna Home Depot Employer Group $114.66 ↑ +6%
Cigna NBR ASO/FI $117.00 ↑ +8%
Aetna NBR ASO/FI $117.00 ↑ +8%
Cigna New Business ASO $117.00 ↑ +8%
United Healthcare All Business $117.00 ↑ +8%
InterGroup PPO $117.00 ↑ +8%
Coventry/First Health Commercial $126.00 ↑ +17%
Preferred Healthcare System PPO $144.00 ↑ +33%
Health Coalition Partners Intergroup $162.00 ↑ +50%
Private Health Care Systems PPO $162.00 ↑ +50%
Humana Commercial $162.00 ↑ +50%
SelectCare Commercial $162.00 ↑ +50%
Tricare TRICARE not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Ankle X-ray at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC East Monroeville $436.20 $26.02 – $581.60
UPMC Passavant-McCandless Pittsburgh $419.40 $26.25 – $594.15
UPMC Hamot Erie $325.20 $20.23 – $379.40
UPMC Carlisle Carlisle $188.40 $24.54 – $419.44
UPMC Altoona Altoona $180.60 $33.29 – $240.80
UPMC Cole Coudersport $140.40 $33.86 – $187.20
UPMC Community Osteopathic Harrisburg $188.40 $24.54 – $266.90
UPMC Hanover Hanover $188.40 $24.54 – $419.44

All Pennsylvania hospitals for this procedure →