healthcosts.net
Psychotherapy patient individual therapy 45 minutes at UPMC Williamsport
700 High Street, Williamsport, PA · UPMC · · NPI 164974648
$105.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$176.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$42.90 with Geisinger vs $165.43 with PA Health & Wellness — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Geisinger | Medicaid/CHIP | $42.90 | ↓ -59% |
| UPMC Health Plan | CHIP | $42.90 | ↓ -59% |
| UPMC Health Plan | Managed Medicaid | $42.90 | ↓ -59% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $43.97 | ↓ -58% |
| United Healthcare Community Plan for Families | PA Medicaid | $49.92 | ↓ -53% |
| Highmark Wholecare (prev Gateway) | Medicaid | $54.80 | ↓ -48% |
| PA Health & Wellness | PA Medicaid HMO | $66.46 | ↓ -37% |
| Highmark BCBS of PA | Managed Care - Social Mission | $70.03 | ↓ -34% |
| Aetna | PEBTF Custom Network | $71.37 | ↓ -32% |
| UPMC Health Plan | Commercial | $76.74 | ↓ -27% |
| Highmark BCBS of PA | Bluecare HMO/FPLIC PPO/Traditional Products | $82.47 | ↓ -22% |
| Aetna | Commercial | $83.95 | ↓ -21% |
| Coventry/First Health | Commercial | $88.18 | ↓ -16% |
| Wirerope Works | Commercial | $97.86 | ↓ -7% |
| UPMC Work Partners | Workers Comp | $113.75 | ↑ +8% |
| Aetna | First Health | $116.16 | ↑ +10% |
| Geisinger | Commercial | $117.92 | ↑ +12% |
| Coventry/First Health | FH-Medical Rental | $118.45 | ↑ +12% |
| Cigna | Commercial | $120.56 | ↑ +14% |
| Three Rivers Provider Network | All | $121.69 | ↑ +15% |
| Multiplan | Worker's Compensation | $125.66 | ↑ +19% |
| Multiplan | Auto | $137.28 | ↑ +30% |
| Multiplan | PPO (Includes PHCS as a Payer) | $137.28 | ↑ +30% |
| America's Choice | PPO | $140.80 | ↑ +33% |
| InterGroup | PPO | $140.80 | ↑ +33% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $154.68 | ↑ +46% |
| UPMC Health Plan | Managed Medicare | $156.24 | ↑ +48% |
| Aetna | Medicare | $157.78 | ↑ +49% |
| AmeriHealth Caritas | Medicare | $157.78 | ↑ +49% |
| Highmark Wholecare (prev Gateway) | Medicare | $165.42 | ↑ +57% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $165.43 | ↑ +57% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Psychotherapy patient individual therapy 45 minutes at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Presbyterian | Pittsburgh | $235.20 | $42.90 – $333.20 |
| UPMC Wellsboro | Wellsboro | $128.00 | $28.80 – $144.00 |
| UPMC Western Psychiatric | Pittsburgh | $287.40 | $88.50 – $300.90 |