healthcosts.net
Psychotherapy patient individual therapy 45 minutes at UPMC Presbyterian
200 Lothrop Street, Pittsburgh, PA · UPMC · · NPI 119473412
$235.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$392.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$42.90 with UPMC Health Plan vs $1,177.30 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $42.90 | ↓ -82% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $46.80 | ↓ -80% |
| Aetna | CHIP/Medicaid | $50.70 | ↓ -78% |
| Highmark Wholecare (prev Gateway) | Medicaid | $57.84 | ↓ -75% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $58.81 | ↓ -75% |
| Geisinger | Medicaid/CHIP | $60.71 | ↓ -74% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $61.71 | ↓ -74% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $66.46 | ↓ -72% |
| Aetna | Medicare | $98.00 | ↓ -58% |
| UPMC Work Partners | Workers Comp | $119.67 | ↓ -49% |
| Multiplan | Worker's Compensation | $139.15 | ↓ -41% |
| AmeriHealth Caritas | Medicare | $165.43 | ↓ -30% |
| Cigna Lifesource | Medicare Transplant | $165.43 | ↓ -30% |
| Highmark Wholecare (prev Gateway) | Medicare | $165.43 | ↓ -30% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $165.43 | ↓ -30% |
| Aetna of PA | Medicare | $168.50 | ↓ -28% |
| Highmark BCBS of PA | Medicare Advantage | $177.33 | ↓ -25% |
| UPMC Health Plan | Commercial | $183.81 | ↓ -22% |
| Preferred Healthcare System | PPO | $254.80 | ↑ +8% |
| Coventry/First Health | Commercial | $274.40 | ↑ +17% |
| Fidelis | Medicare | $294.00 | ↑ +25% |
| InterGroup | InterGroup Services Corporation | $294.00 | ↑ +25% |
| Health Coalition Partners | Intergroup | $313.60 | ↑ +33% |
| Private Health Care Systems | PPO | $313.60 | ↑ +33% |
| SelectCare | Commercial | $313.60 | ↑ +33% |
| Multiplan | PPO | $313.60 | ↑ +33% |
| InterGroup | Approved National Affiliated PPO Business | $333.20 | ↑ +42% |
| Health Payors Organization | Commercial | $333.20 | ↑ +42% |
| Humana | Commercial | $333.20 | ↑ +42% |
| Highmark BCBS of PA | Managed Care - Social Mission | $439.58 | ↑ +87% |
| Highmark BCBS of PA | Managed Care | $588.65 | ↑ +150% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $826.43 | ↑ +251% |
| Highmark BCBS of PA | Commercial - Indemnity | $1,106.79 | ↑ +371% |
| Highmark BCBS of PA | UPMC Emergent | $1,177.30 | ↑ +401% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Psychotherapy patient individual therapy 45 minutes at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Western Psychiatric | Pittsburgh | $287.40 | $88.50 – $300.90 |
| UPMC Wellsboro | Wellsboro | $128.00 | $28.80 – $144.00 |
| UPMC Williamsport | Williamsport | $105.60 | $42.90 – $140.80 |