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Prenatal Care Only (4-6 visits) at UPMC Williamsport
700 High Street, Williamsport, PA · UPMC · · NPI 164974648
$528.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$881.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$237.87 with Aetna vs $823.50 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $237.87 | ↓ -55% |
| Highmark BCBS of PA | Managed Care - Social Mission | $350.55 | ↓ -34% |
| Aetna | PEBTF Custom Network | $357.25 | ↓ -32% |
| UPMC Health Plan | Commercial | $384.12 | ↓ -27% |
| Highmark BCBS of PA | Bluecare HMO/FPLIC PPO/Traditional Products | $412.84 | ↓ -22% |
| Aetna | Commercial | $420.24 | ↓ -20% |
| Coventry/First Health | Commercial | $441.38 | ↓ -17% |
| PA Health & Wellness | PA Medicaid HMO | $484.55 | ↓ -8% |
| Wirerope Works | Commercial | $489.84 | ↓ -7% |
| Aetna | First Health | $581.46 | ↑ +10% |
| Geisinger | Commercial | $590.27 | ↑ +12% |
| Coventry/First Health | FH-Medical Rental | $592.91 | ↑ +12% |
| United Healthcare | Commercial | $602.60 | ↑ +14% |
| Cigna | Commercial | $603.49 | ↑ +14% |
| Multiplan | Auto | $687.18 | ↑ +30% |
| Multiplan | PPO (Includes PHCS as a Payer) | $687.18 | ↑ +30% |
| America's Choice | PPO | $704.80 | ↑ +33% |
| InterGroup | PPO | $704.80 | ↑ +33% |
| UPMC Work Partners | Workers Comp | $745.48 | ↑ +41% |
| Three Rivers Provider Network | All | $792.90 | ↑ +50% |
| United Healthcare Community Plan for Families | PA Medicaid | $801.28 | ↑ +52% |
| Multiplan | Worker's Compensation | $823.50 | ↑ +56% |
Visitor-reported prices
Comments
Prenatal Care Only (4-6 visits) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $708.60 | $18.59 – $944.80 |
| UPMC Magee | Pittsburgh | $1,948.20 | $18.77 – $2,987.24 |