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Prenatal Care Only (4-6 visits) at UPMC Altoona
620 Howard Avenue, Altoona, PA · UPMC · · NPI 112418570
$708.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,181.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18.59 with Highmark BCBS of PA vs $944.80 with Private Health Care Systems — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $18.59 | ↓ -97% |
| UPMC Health Plan | CHIP | $66.19 | ↓ -91% |
| UPMC Health Plan | Commercial | $72.12 | ↓ -90% |
| Cigna | Commercial | $590.50 | ↓ -17% |
| Highmark Wholecare (prev Gateway) | Medicare | $590.50 | ↓ -17% |
| Preferred Healthcare System | PPO | $590.50 | ↓ -17% |
| Aetna | Commercial | $625.93 | ↓ -12% |
| Geisinger | Commercial | $649.55 | ↓ -8% |
| Geisinger | Medicaid | $649.55 | ↓ -8% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $649.55 | ↓ -8% |
| UPMC Work Partners | Workers Comp | $685.02 | ↓ -3% |
| Private Health Care Systems | PPO | $944.80 | ↑ +33% |
Visitor-reported prices
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Prenatal Care Only (4-6 visits) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Magee | Pittsburgh | $1,948.20 | $18.77 – $2,987.24 |
| UPMC Williamsport | Williamsport | $528.60 | $237.87 – $801.28 |