healthcosts.net
Pr excision nail/nail matrix partial/complete permanent removal at UPMC Williamsport
700 High Street, Williamsport, PA · UPMC · · NPI 164974648
$1,470.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,451.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$171.49 with Highmark BCBS of PA vs $993.28 with United Healthcare Community Plan for Families — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Managed Care - Social Mission | $171.49 | ↓ -88% |
| Aetna | PEBTF Custom Network | $174.77 | ↓ -88% |
| UPMC Health Plan | Commercial | $187.92 | ↓ -87% |
| Highmark BCBS of PA | Bluecare HMO/FPLIC PPO/Traditional Products | $201.97 | ↓ -86% |
| Aetna | Commercial | $205.59 | ↓ -86% |
| Coventry/First Health | Commercial | $215.93 | ↓ -85% |
| PA Health & Wellness | PA Medicaid HMO | $237.05 | ↓ -84% |
| Wirerope Works | Commercial | $239.64 | ↓ -84% |
| Aetna | First Health | $284.46 | ↓ -81% |
| Geisinger | Commercial | $288.77 | ↓ -80% |
| Coventry/First Health | FH-Medical Rental | $290.06 | ↓ -80% |
| United Healthcare | Commercial | $294.80 | ↓ -80% |
| Cigna | Commercial | $295.24 | ↓ -80% |
| Multiplan | Auto | $336.18 | ↓ -77% |
| Multiplan | PPO (Includes PHCS as a Payer) | $336.18 | ↓ -77% |
| America's Choice | PPO | $344.80 | ↓ -77% |
| InterGroup | PPO | $344.80 | ↓ -77% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $384.63 | ↓ -74% |
| Three Rivers Provider Network | All | $387.90 | ↓ -74% |
| UPMC Health Plan | Managed Medicare | $388.52 | ↓ -74% |
| Aetna | Medicare | $392.33 | ↓ -73% |
| AmeriHealth Caritas | Medicare | $392.33 | ↓ -73% |
| UPMC Work Partners | Workers Comp | $399.50 | ↓ -73% |
| United Healthcare | Medicare | $407.56 | ↓ -72% |
| Highmark Wholecare (prev Gateway) | Medicare | $411.33 | ↓ -72% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $411.37 | ↓ -72% |
| Multiplan | Worker's Compensation | $441.31 | ↓ -70% |
| United Healthcare Community Plan for Families | PA Medicaid | $993.28 | ↓ -32% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Pr excision nail/nail matrix partial/complete permanent removal at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $1,008.00 | $337.77 – $1,428.00 |
| UPMC Mercy | Pittsburgh | $945.60 | $317.52 – $1,418.40 |
| UPMC Muncy | Muncy | $1,470.60 | $367.65 – $1,960.80 |
| UPMC Northwest | Seneca | $1,802.40 | $345.44 – $2,553.40 |
| UPMC Presbyterian | Pittsburgh | $2,184.00 | $337.77 – $3,094.00 |
| UPMC Somerset | Somerset | $484.80 | $318.19 – $892.40 |
| UPMC St. Margaret | Pittsburgh | $1,233.00 | $328.87 – $1,746.75 |
| UPMC Wellsboro | Wellsboro | $1,470.60 | $33.12 – $993.28 |