Pr excision nail/nail matrix partial/complete permanent removal at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$834.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,390.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$137.43 with Aetna of PA vs $1,251.00 with Private Health Care Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $137.43 ↓ -84%
UPMC Health Plan Managed Medicare $328.49 ↓ -61%
UPMC Work Partners Workers Comp $354.07 ↓ -58%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $380.90 ↓ -54%
Aetna Medicare $392.33 ↓ -53%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $393.16 ↓ -53%
United Healthcare Medicare $407.56 ↓ -51%
Highmark Wholecare (prev Gateway) Medicare $411.33 ↓ -51%
Cigna Medicare $411.37 ↓ -51%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $411.37 ↓ -51%
AmeriHealth Caritas Medicare $411.37 ↓ -51%
Cigna Commercial $556.00 ↓ -33%
Cigna EBR $556.00 ↓ -33%
Aetna EBR ASO $556.00 ↓ -33%
UPMC Health Plan Commercial $577.71 ↓ -31%
Aetna EBR FI $681.10 ↓ -18%
Geisinger Medicaid/CHIP $764.50 ↓ -8%
United Healthcare Compass Exchange $764.50 ↓ -8%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $764.50 ↓ -8%
Aetna Neighborhood Network $861.80 ↑ +3%
Aetna Home Depot Employer Group $885.43 ↑ +6%
Cigna NBR ASO/FI $903.50 ↑ +8%
United Healthcare All Business $903.50 ↑ +8%
Aetna NBR ASO/FI $903.50 ↑ +8%
Cigna New Business ASO $903.50 ↑ +8%
InterGroup PPO $903.50 ↑ +8%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $927.85 ↑ +11%
Coventry/First Health Commercial $973.00 ↑ +17%
UPMC Health Plan CHIP $1,047.42 ↑ +26%
Preferred Healthcare System PPO $1,112.00 ↑ +33%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $1,143.02 ↑ +37%
Health Coalition Partners Intergroup $1,251.00 ↑ +50%
Humana Commercial $1,251.00 ↑ +50%
SelectCare Commercial $1,251.00 ↑ +50%
Private Health Care Systems PPO $1,251.00 ↑ +50%
Tricare TRICARE not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Pr excision nail/nail matrix partial/complete permanent removal at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $788.40 $334.58 – $1,051.20
UPMC Carlisle Carlisle $484.80 $110.70 – $1,016.56
UPMC Cole Coudersport $780.60 $43.80 – $2,325.85
UPMC Community Osteopathic Harrisburg $484.80 $161.60 – $1,047.42
UPMC East Monroeville $1,401.60 $337.77 – $1,868.80
UPMC Hamot Erie $1,413.60 $334.58 – $554.00
UPMC Northwest Seneca $1,802.40 $345.44 – $436.17
UPMC Hanover Hanover $484.80 $377.85 – $1,047.42

All Pennsylvania hospitals for this procedure →