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Consultation pathology during surgery cytological exam initial site at UPMC Williamsport

700 High Street, Williamsport, PA · UPMC · · NPI 164974648

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$176.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$294.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$20.49 with United Healthcare Community Plan for Families vs $841.13 with PA Health & Wellness — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA Medicaid $20.49 ↓ -88%
UPMC Health Plan Managed Medicaid $74.66 ↓ -58%
Geisinger Medicaid/CHIP $74.66 ↓ -58%
UPMC Health Plan CHIP $74.66 ↓ -58%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $76.52 ↓ -57%
Highmark Wholecare (prev Gateway) Medicaid $95.36 ↓ -46%
Coventry/First Health Commercial $111.13 ↓ -37%
PA Health & Wellness PA Medicaid HMO $115.66 ↓ -34%
Highmark BCBS of PA Managed Care - Social Mission $116.98 ↓ -34%
Aetna PEBTF Custom Network $119.22 ↓ -32%
UPMC Health Plan Commercial $128.18 ↓ -27%
Highmark BCBS of PA Bluecare HMO/FPLIC PPO/Traditional Products $137.77 ↓ -22%
Aetna Commercial $140.24 ↓ -20%
UPMC Work Partners Workers Comp $142.38 ↓ -19%
Cigna Commercial $151.12 ↓ -14%
Three Rivers Provider Network All $152.32 ↓ -14%
Multiplan Worker's Compensation $157.28 ↓ -11%
United Healthcare Commercial $163.17 ↓ -8%
Wirerope Works Commercial $163.46 ↓ -7%
Aetna First Health $194.04 ↑ +10%
Geisinger Commercial $196.98 ↑ +12%
Coventry/First Health FH-Medical Rental $197.86 ↑ +12%
Multiplan Auto $229.32 ↑ +30%
Multiplan PPO (Includes PHCS as a Payer) $229.32 ↑ +30%
America's Choice PPO $235.20 ↑ +33%
InterGroup PPO $235.20 ↑ +33%
Geisinger CHIP $778.82 ↑ +342%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $786.45 ↑ +346%
UPMC Health Plan Managed Medicare $794.40 ↑ +350%
AmeriHealth Caritas Medicare $802.18 ↑ +355%
Aetna Medicare $802.18 ↑ +355%
United Healthcare Medicare $833.34 ↑ +372%
Highmark Wholecare (prev Gateway) Medicare $841.05 ↑ +377%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $841.13 ↑ +377%
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Consultation pathology during surgery cytological exam initial site at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $79.80 $23.04 – $817.76
UPMC Muncy Muncy $176.40 $20.49 – $235.20
UPMC Northwest Seneca $231.60 $23.18 – $817.76
UPMC Passavant-McCandless Pittsburgh $144.60 $23.17 – $856.70
UPMC Presbyterian Pittsburgh $426.00 $19.21 – $856.70
UPMC Somerset Somerset $1,472.40 $18.41 – $1,840.50
UPMC St. Margaret Pittsburgh $145.80 $23.23 – $817.76
UPMC Wellsboro Wellsboro $213.60 $20.49 – $240.30

All Pennsylvania hospitals for this procedure →