Consultation pathology during surgery cytological exam initial site at UPMC Altoona

620 Howard Avenue, Altoona, PA · UPMC · · NPI 112418570

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$100.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$167.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.01 with Health Partners Plans (Jefferson Health Plan) vs $133.60 with Private Health Care Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $16.01 ↓ -84%
Aetna Medicaid $16.01 ↓ -84%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $16.81 ↓ -83%
UPMC Health Plan Managed Medicaid $17.61 ↓ -82%
Geisinger Medicaid $22.25 ↓ -78%
Highmark Wholecare (prev Gateway) Medicaid $23.74 ↓ -76%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $24.99 ↓ -75%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $27.28 ↓ -73%
UPMC Work Partners Workers Comp $33.58 ↓ -66%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $37.21 ↓ -63%
Cigna Commercial $83.50 ↓ -17%
Highmark Wholecare (prev Gateway) Medicare $83.50 ↓ -17%
Preferred Healthcare System PPO $83.50 ↓ -17%
UPMC Health Plan CHIP $83.50 ↓ -17%
United Healthcare Commercial $85.60 ↓ -15%
Aetna Commercial $88.51 ↓ -12%
UPMC Health Plan Commercial $90.98 ↓ -9%
Geisinger Commercial $91.85 ↓ -8%
Private Health Care Systems PPO $133.60 ↑ +33%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

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Consultation pathology during surgery cytological exam initial site at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Bedford Everett $235.20 $23.28 – $352.80
UPMC Carlisle Carlisle $1,472.40 $20.97 – $2,085.90
UPMC Cole Coudersport $280.20 $53.00 – $373.60
UPMC Community Osteopathic Harrisburg $1,472.40 $20.97 – $2,085.90
UPMC East Monroeville $287.40 $22.97 – $817.76
UPMC Hamot Erie $93.60 $23.43 – $970.76
UPMC Northwest Seneca $231.60 $23.18 – $817.76
UPMC Hanover Hanover $1,472.40 $20.97 – $1,248.61

All Pennsylvania hospitals for this procedure →