Ortho hnd/fngr without jnt cstm w/fit&adj at WellSpan Waynesboro Hospital

501 E. Main St., Waynesboro, PA · Wellspan · · NPI 1821091059

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$148.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$185.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$99.38 with Health_Partners_Medicaid vs $1,249.96 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health_Partners_Medicaid All_Other_Plans $99.38 ↓ -33%
UPMC UPMC_For_Kids $111.00 ↓ -25%
Aetna All_Plans $124.32 ↓ -16%
Cigna All_Plans $135.59 ↓ -8%
Geisinger All_Plans $136.90 ↓ -8%
Cigna PPO_Plan $142.36 ↓ -4%
WellSpan_Capital_Blue_Cross All_Plans $166.50 ↑ +13%
First_Health_Network All_Plans $175.75 ↑ +19%
United_Healthcare All_Plans $176.49 ↑ +19%
Highmark_Wholecare_Gateway_Medicaid All_Plans $220.43 ↑ +49%
Blue_Cross_BlueJourney_Medicare All_Plans $289.86 ↑ +96%
Highmark_Medicare All_Plans $292.76 ↑ +98%
Aetna_Advantra_Medicare All_Plans $298.56 ↑ +102%
Aetna_Medicare All_Plans $298.56 ↑ +102%
Devoted_Medicare All_Plans $304.35 ↑ +106%
United_Medicare ISNP_DSNP_Plans $304.35 ↑ +106%
Highmark_Wholecare_Gateway_Medicare All_Plans $305.66 ↑ +107%
Amerihealth_Medicare All_Plans $305.80 ↑ +107%
PA_Health_&_Wellness_Medicare All_Plans $313.05 ↑ +112%
Jefferson_Health_Medicare_Advantage All_Plans $313.05 ↑ +112%
Geisinger_Gold_Medicare All_Plans $362.33 ↑ +145%
Highmark Higmark_Healthy_Kids $443.49 ↑ +200%
Health_Partners_Medicaid Kidz_Partners $478.27 ↑ +223%
United_Medicaid Community_Plan_For_Kids $507.26 ↑ +243%
Highmark Shared_Cost_Blue_PPO $977.76 ↑ +561%
Highmark My_Direct_Blue $977.76 ↑ +561%
Aetna_Better_Health_Kids All_Plans $985.52 ↑ +566%
Highmark Choice_Blue_PPO $1,112.48 ↑ +652%
Highmark Performance_Blue $1,112.48 ↑ +652%
Highmark Blue_Cross_High_Performance_Network $1,112.48 ↑ +652%
Highmark All_Other_Plans $1,249.96 ↑ +745%

Visitor-reported prices

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Ortho hnd/fngr without jnt cstm w/fit&adj at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Cole Coudersport $289.80 $91.77 – $386.40
WellSpan Chambersburg Hospital Chambersburg $148.00 $133.20 – $1,289.38
WellSpan Ephrata Community Hospital Ephrata $392.80 $220.43 – $599.56
WellSpan Surgery & Rehabilitation Hospital York PA 17403 $136.80 $289.86 – $599.56
WellSpan Good Samaritan Hospital Lebanon $148.00 $220.43 – $507.26
WellSpan Gettysburg Hospital Gettysburg $136.80 $220.43 – $599.56

All Pennsylvania hospitals for this procedure →