Ortho hnd/fngr without jnt cstm w/fit&adj at WellSpan Ephrata Community Hospital

169 Martin Ave, Ephrata, PA · Wellspan · · NPI 1083615587

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$392.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$491.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$86.42 with Blue_Cross_BlueJourney_Medicare vs $1,329.21 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue_Cross_BlueJourney_Medicare All_Plans $86.42 ↓ -78%
Highmark_Wholecare_Gateway_Medicaid All_Plans $220.43 ↓ -44%
Blue_Cross Capital_Cares_4_kids $221.27 ↓ -44%
Health_Partners_Medicaid All_Other_Plans $289.86 ↓ -26%
Highmark_Medicare All_Plans $292.76 ↓ -25%
Aetna_Advantra_Medicare All_Plans $298.56 ↓ -24%
Aetna_Medicare All_Plans $298.56 ↓ -24%
Cigna All_Plans $298.92 ↓ -24%
Devoted_Medicare All_Plans $304.35 ↓ -23%
Geisinger_Gold_Medicare All_Plans $304.35 ↓ -23%
United_Medicare ISNP_DSNP_Plans $304.35 ↓ -23%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $304.35 ↓ -23%
UPMC_Medicare UPMC_for_Life_Complete_Care $304.35 ↓ -23%
Highmark_Wholecare_Gateway_Medicare All_Plans $305.66 ↓ -22%
Amerihealth_Medicare All_Plans $305.80 ↓ -22%
PA_Health_&_Wellness_Medicare All_Plans $313.05 ↓ -20%
Jefferson_Health_Medicare_Advantage All_Plans $313.05 ↓ -20%
WellSpan_Capital_Blue_Cross All_Plans $314.24 ↓ -20%
Blue_Cross All_Other_Plans $316.11 ↓ -20%
Blue_Cross Capital_Blue_Performance_PPO $316.11 ↓ -20%
Tower Health All_Plans $319.15 ↓ -19%
UPMC Employees_And_Dependents $319.15 ↓ -19%
UPMC UPMC_For_Kids $319.15 ↓ -19%
Geisinger All_Plans $319.15 ↓ -19%
Independence_Blue_Cross All_Plans $319.15 ↓ -19%
PHC All_Plans $343.70 ↓ -13%
Aetna All_Plans $380.03 ↓ -3%
First_Health_Network All_Plans $417.84 ↑ +6%
Highmark Higmark_Healthy_Kids $450.01 ↑ +15%
United_Healthcare All_Plans $463.01 ↑ +18%
Health_Partners_Medicaid Kidz_Partners $478.27 ↑ +22%
United_Medicaid Community_Plan_For_Kids $507.26 ↑ +29%
Aetna_Better_Health_Kids All_Plans $599.56 ↑ +53%
Highmark My_Direct_Blue $1,063.38 ↑ +171%
Highmark My_Priority_Blue_Flex $1,063.38 ↑ +171%
Highmark Blue_Cross_High_Performance_Network $1,103.24 ↑ +181%
Highmark Performance_Blue $1,103.24 ↑ +181%
Highmark Choice_Blue_PPO $1,103.24 ↑ +181%
Highmark All_Other_Plans $1,329.21 ↑ +238%

Visitor-reported prices

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Ortho hnd/fngr without jnt cstm w/fit&adj at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Cole Coudersport $289.80 $91.77 – $386.40
WellSpan Chambersburg Hospital Chambersburg $148.00 $133.20 – $1,289.38
WellSpan Surgery & Rehabilitation Hospital York PA 17403 $136.80 $289.86 – $599.56
WellSpan Waynesboro Hospital Waynesboro $148.00 $99.38 – $985.52
WellSpan Good Samaritan Hospital Lebanon $148.00 $220.43 – $507.26
WellSpan Gettysburg Hospital Gettysburg $136.80 $220.43 – $599.56

All Pennsylvania hospitals for this procedure →