Observation direct referral from physician office for admission at WellSpan Waynesboro Hospital

501 E. Main St., Waynesboro, PA · Wellspan · · NPI 1821091059

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$173.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$217.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$130.20 with UPMC vs $2,600.00 with Amerihealth_Caritas_Medicaid — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC UPMC_For_Kids $130.20 ↓ -25%
Aetna All_Plans $145.82 ↓ -16%
Geisinger All_Plans $160.58 ↓ -8%
Cigna All_Plans $171.93 ↓ -1%
Cigna PPO_Plan $180.52 ↑ +4%
WellSpan_Capital_Blue_Cross All_Plans $195.30 ↑ +13%
First_Health_Network All_Plans $206.15 ↑ +19%
United_Healthcare All_Plans $207.02 ↑ +19%
PA_Health_&_Wellness_Medicare All_Plans $652.46 ↑ +276%
Highmark All_Other_Plans $653.67 ↑ +277%
Jefferson_Health_Medicare_Advantage All_Plans $653.67 ↑ +277%
United_Medicaid Community_Plan_For_Kids $653.67 ↑ +277%
Blue_Cross_BlueJourney_Medicare All_Plans $653.67 ↑ +277%
Highmark_Medicare All_Plans $660.21 ↑ +280%
Aetna_Advantra_Medicare All_Plans $673.28 ↑ +288%
Aetna_Medicare All_Plans $673.28 ↑ +288%
United_Medicare ISNP_DSNP_Plans $686.35 ↑ +295%
Devoted_Medicare All_Plans $686.35 ↑ +295%
Highmark_Wholecare_Gateway_Medicare All_Plans $689.30 ↑ +297%
Amerihealth_Medicare All_Plans $689.62 ↑ +297%
Geisinger_Gold_Medicare All_Plans $817.09 ↑ +371%
Highmark Higmark_Healthy_Kids $1,000.12 ↑ +476%
Health_Partners_Medicaid Kidz_Partners $1,078.56 ↑ +521%
Geisinger_Medicaid All_Plans $1,500.00 ↑ +764%
Health_Partners_Medicaid All_Other_Plans $1,500.00 ↑ +764%
Highmark_Wholecare_Gateway_Medicaid All_Plans $1,500.00 ↑ +764%
PA_Health_&_Wellness_Medicaid All_Plans $1,500.00 ↑ +764%
UPMC_Medicaid All_Plans $1,500.00 ↑ +764%
Highmark Shared_Cost_Blue_PPO $2,204.96 ↑ +1170%
Highmark My_Direct_Blue $2,204.96 ↑ +1170%
Highmark Choice_Blue_PPO $2,508.79 ↑ +1345%
Highmark Performance_Blue $2,508.79 ↑ +1345%
Highmark Blue_Cross_High_Performance_Network $2,508.79 ↑ +1345%
Amerihealth_Caritas_Medicaid All_Plans $2,600.00 ↑ +1398%

Visitor-reported prices

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Observation direct referral from physician office for admission at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $117.00 $27.00 – $2,064.00
UPMC Bedford Everett $166.20 $31.88 – $2,207.16
UPMC Carlisle Carlisle $420.00 $95.90 – $2,064.00
UPMC Cole Coudersport $84.00 $38.81 – $112.00
UPMC Community Osteopathic Harrisburg $420.00 $169.40 – $3,000.00
UPMC East Monroeville $130.20 $31.88 – $2,207.16
UPMC Hamot Erie $138.60 $674.61 – $728.58
UPMC Northwest Seneca $112.80 $31.88 – $631.28

All Pennsylvania hospitals for this procedure →