Observation direct referral from physician office for admission at UPMC East

2775 Mosside Boulevard, Monroeville, PA · UPMC · · NPI 1225323983

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 13, 2026

$130.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$217.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.88 with UPMC Health Plan vs $4,590.86 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan CHIP $31.88 ↓ -76%
UPMC Health Plan Managed Medicaid $31.88 ↓ -76%
United Healthcare Compass Exchange $71.61 ↓ -45%
Aetna Neighborhood Network $76.17 ↓ -41%
Aetna EBR FI $82.46 ↓ -37%
Aetna Home Depot Employer Group $82.89 ↓ -36%
Aetna NBR ASO/FI $84.63 ↓ -35%
Cigna New Business ASO $84.63 ↓ -35%
Cigna NBR ASO/FI $84.63 ↓ -35%
United Healthcare All Business $84.63 ↓ -35%
Aetna EBR ASO $86.80 ↓ -33%
Cigna EBR $86.80 ↓ -33%
Cigna Commercial $86.80 ↓ -33%
InterGroup PPO $108.50 ↓ -17%
Coventry/First Health Commercial $151.90 ↑ +17%
Private Health Care Systems PPO $173.60 ↑ +33%
UPMC Health Plan Managed Medicare $586.10 ↑ +350%
United Healthcare Unison Advantage Non Special Needs $613.75 ↑ +371%
Aetna of PA Medicare $613.75 ↑ +371%
United Healthcare Medicare $625.44 ↑ +380%
Highmark Wholecare (prev Gateway) Medicare $631.22 ↑ +385%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $631.28 ↑ +385%
AmeriHealth Caritas Medicare $631.28 ↑ +385%
Cigna Medicare $631.28 ↑ +385%
Aetna Medicare $642.97 ↑ +394%
United Healthcare Unison Advantage Special Needs $642.97 ↑ +394%
United Healthcare Community Plan for Families Unison MedPLUS $679.00 ↑ +422%
United Healthcare Community Plan for Families Unison Kids $747.00 ↑ +474%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $2,064.00 ↑ +1485%
PA Health & Wellness PA Medicaid HMO $2,137.42 ↑ +1542%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $2,137.43 ↑ +1542%
Geisinger Medicaid/CHIP $2,207.16 ↑ +1595%
Highmark Wholecare (prev Gateway) Medicaid $2,569.10 ↑ +1873%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $3,938.52 ↑ +2925%
UPMC Health Plan Commercial $4,590.86 ↑ +3426%
UPMC Work Partners Workers Comp not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Observation direct referral from physician office for admission at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $117.00 $27.00 – $2,064.00
UPMC Bedford Everett $166.20 $31.88 – $2,207.16
UPMC Carlisle Carlisle $420.00 $95.90 – $2,064.00
UPMC Cole Coudersport $84.00 $38.81 – $112.00
UPMC Community Osteopathic Harrisburg $420.00 $169.40 – $3,000.00
UPMC Hamot Erie $138.60 $674.61 – $728.58
UPMC Northwest Seneca $112.80 $31.88 – $631.28
UPMC Hanover Hanover $420.00 $579.83 – $937.10

All Pennsylvania hospitals for this procedure →