healthcosts.net
Pr excision nail/nail matrix partial/complete permanent removal at UPMC Somerset
225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168
$484.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$808.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$318.19 with Geisinger vs $1,047.42 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Geisinger | Commercial | $318.19 | ↓ -34% |
| Aetna of PA | TPA/Carrier | $323.20 | ↓ -33% |
| Highmark BCBS of PA | Medicare Advantage | $331.20 | ↓ -32% |
| United Healthcare | Commercial | $348.25 | ↓ -28% |
| UPMC Work Partners | Workers Comp | $354.07 | ↓ -27% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage | $377.09 | ↓ -22% |
| AmeriHealth Caritas | Medicare | $380.90 | ↓ -21% |
| UPMC Health Plan | Managed Medicare | $380.90 | ↓ -21% |
| United Healthcare | Medicare | $380.90 | ↓ -21% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $388.52 | ↓ -20% |
| Multiplan | PPO (Includes PHCS as a Payer) | $404.00 | ↓ -17% |
| Highmark Wholecare (prev Gateway) | Medicare | $411.33 | ↓ -15% |
| Geisinger | Medicaid | $444.40 | ↓ -8% |
| Galaxy Health Plan | Commercial | $525.20 | ↑ +8% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $564.91 | ↑ +17% |
| Humana | Commercial | $606.00 | ↑ +25% |
| UPMC Health Plan | Commercial | $627.37 | ↑ +29% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $715.03 | ↑ +47% |
| United Healthcare Community Plan for Families | PA Medicaid | $892.40 | ↑ +84% |
| UPMC Health Plan | CHIP | $1,047.42 | ↑ +116% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Pr excision nail/nail matrix partial/complete permanent removal at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $1,008.00 | $337.77 – $1,428.00 |
| UPMC Mercy | Pittsburgh | $945.60 | $317.52 – $1,418.40 |
| UPMC Muncy | Muncy | $1,470.60 | $367.65 – $1,960.80 |
| UPMC Northwest | Seneca | $1,802.40 | $345.44 – $2,553.40 |
| UPMC Presbyterian | Pittsburgh | $2,184.00 | $337.77 – $3,094.00 |
| UPMC St. Margaret | Pittsburgh | $1,233.00 | $328.87 – $1,746.75 |
| UPMC Wellsboro | Wellsboro | $1,470.60 | $33.12 – $993.28 |
| UPMC Williamsport | Williamsport | $1,470.60 | $171.49 – $993.28 |