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Exc benign snhfg 3.1-4.0cm 11424 at UPMC Somerset

225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$464.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$774.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$95.15 with UPMC Health Plan vs $2,937.00 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $95.15 ↓ -80%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $99.30 ↓ -79%
Highmark Wholecare (prev Gateway) Medicaid $110.98 ↓ -76%
Geisinger Medicaid $120.23 ↓ -74%
UPMC Health Plan Managed Medicare $171.65 ↓ -63%
Highmark Wholecare (prev Gateway) Medicare $185.36 ↓ -60%
UPMC Work Partners Workers Comp $447.50 ↓ -4%
Highmark BCBS of PA Medicare Advantage $722.42 ↑ +56%
United Healthcare Community Plan for Families PA Medicaid $892.40 ↑ +92%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage $1,529.25 ↑ +229%
AmeriHealth Caritas Medicare $1,544.70 ↑ +233%
United Healthcare Medicare $1,544.70 ↑ +233%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $1,575.59 ↑ +239%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $2,290.94 ↑ +393%
UPMC Health Plan CHIP $2,298.58 ↑ +395%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $2,899.71 ↑ +524%
UPMC Health Plan Commercial $2,937.00 ↑ +532%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

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Exc benign snhfg 3.1-4.0cm 11424 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $4,334.40 $95.15 – $6,140.40
UPMC Muncy Muncy $4,530.60 $95.15 – $6,040.80
UPMC Presbyterian Pittsburgh $3,417.00 $95.15 – $4,840.75
UPMC St. Margaret Pittsburgh $3,706.20 $95.15 – $5,250.45
UPMC Mercy Pittsburgh not published $95.15 – $1,699.17
UPMC Northwest Seneca not published $95.15 – $1,621.93

All Pennsylvania hospitals for this procedure →