Exc benign snhfg 3.1-4.0cm 11424 at UPMC Cole

1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 13, 2026

$317.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$529.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$90.83 with Aetna vs $2,298.58 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna CHIP/Medicaid $90.83 ↓ -71%
Geisinger Medicaid $120.23 ↓ -62%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $130.44 ↓ -59%
Highmark BCBS of PA Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $146.64 ↓ -54%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $147.41 ↓ -54%
UPMC Health Plan Managed Medicare $148.12 ↓ -53%
AmeriHealth Caritas Medicare $148.12 ↓ -53%
Humana Medicare $149.60 ↓ -53%
AmeriHealth Caritas Community HealthChoices (CHC) $151.82 ↓ -52%
AmeriHealth Caritas Medicaid $151.82 ↓ -52%
UPMC Health Plan Managed Medicaid $153.41 ↓ -52%
Cigna Medicare $155.53 ↓ -51%
PA Health & Wellness Allwell Medicare Advantage DSNP $159.97 ↓ -50%
PA Health & Wellness Medicare Advantage (Allwell by Wellcare) $159.97 ↓ -50%
Aetna Medicare $161.34 ↓ -49%
Highmark Wholecare (prev Gateway) Medicaid $211.60 ↓ -33%
UPMC Health Plan Commercial $370.30 ↑ +17%
Geisinger Commercial $396.75 ↑ +25%
InterGroup PPO $423.20 ↑ +33%
Humana Commercial $423.20 ↑ +33%
Galaxy Health Plan Commercial $423.20 ↑ +33%
Multiplan Worker's Compensation $423.20 ↑ +33%
Multiplan PPO/Auto $423.20 ↑ +33%
Aetna Commercial $433.78 ↑ +37%
UPMC Work Partners Workers Comp $447.50 ↑ +41%
Highmark BCBS of PA Commercial - Social Mission Indemnity $1,038.93 ↑ +227%
Highmark BCBS of PA Managed Care - Social Mission $1,038.93 ↑ +227%
BCBS of Western NY Medicare Advantage $1,041.88 ↑ +228%
Highmark BCBS of PA Managed Care $1,265.14 ↑ +299%
Highmark BCBS of PA Commercial - Indemnity $1,265.14 ↑ +299%
UPMC Health Plan CHIP $2,298.58 ↑ +624%
United Healthcare Commercial not published by hospital

Visitor-reported prices

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Exc benign snhfg 3.1-4.0cm 11424 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $4,530.60 $86.50 – $6,040.80
UPMC Community Osteopathic Harrisburg $464.40 $116.78 – $4,217.85
UPMC Magee Pittsburgh $3,572.40 $95.15 – $1,668.28
UPMC McKeesport Mckeesport $3,844.20 $95.15 – $1,699.17
UPMC Muncy Muncy $4,530.60 $95.15 – $993.28
UPMC Passavant-McCandless Pittsburgh $4,334.40 $95.15 – $1,699.17
UPMC Presbyterian Pittsburgh $3,417.00 $95.15 – $1,699.17
UPMC Somerset Somerset $464.40 $95.15 – $1,544.70

All Pennsylvania hospitals for this procedure →