healthcosts.net
Cardiolipin antibody iga at UPMC Somerset
225 South Center Avenue, Somerset, PA · UPMC · · NPI 1912900168
$146.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$244.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$25.16 with UPMC Work Partners vs $156.75 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Work Partners | Workers Comp | $25.16 | ↓ -83% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Together Blue Medicare Advantage | $25.20 | ↓ -83% |
| AmeriHealth Caritas | Medicare | $25.45 | ↓ -83% |
| UPMC Health Plan | Managed Medicare | $25.45 | ↓ -83% |
| United Healthcare | Medicare | $25.45 | ↓ -83% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $25.96 | ↓ -82% |
| Highmark Wholecare (prev Gateway) | Medicare | $27.48 | ↓ -81% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $37.74 | ↓ -74% |
| UPMC Health Plan | Managed Medicaid | $38.68 | ↓ -74% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $40.36 | ↓ -72% |
| United Healthcare Community Plan for Families | PA Medicaid | $40.43 | ↓ -72% |
| Highmark Wholecare (prev Gateway) | Medicaid | $45.11 | ↓ -69% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $47.77 | ↓ -67% |
| Geisinger | Medicaid | $48.87 | ↓ -67% |
| Highmark BCBS of PA | Medicare Advantage | $49.75 | ↓ -66% |
| United Healthcare | Commercial | $72.94 | ↓ -50% |
| Geisinger | Commercial | $82.30 | ↓ -44% |
| Aetna of PA | TPA/Carrier | $83.60 | ↓ -43% |
| Multiplan | PPO (Includes PHCS as a Payer) | $104.50 | ↓ -29% |
| UPMC Health Plan | Commercial | $105.77 | ↓ -28% |
| Galaxy Health Plan | Commercial | $135.85 | ↓ -7% |
| UPMC Health Plan | CHIP | $153.33 | ↑ +5% |
| Humana | Commercial | $156.75 | ↑ +7% |
Visitor-reported prices
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Cardiolipin antibody iga at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $186.60 | $23.65 – $264.35 |
| UPMC Mercy | Pittsburgh | $197.40 | $21.22 – $296.10 |
| UPMC Muncy | Muncy | $89.40 | $22.35 – $119.20 |
| UPMC Northwest | Seneca | $129.60 | $23.08 – $173.40 |
| UPMC Presbyterian | Pittsburgh | $1,204.20 | $25.16 – $1,705.95 |
| UPMC St. Margaret | Pittsburgh | $375.00 | $21.97 – $531.25 |
| UPMC Wellsboro | Wellsboro | $485.60 | $24.30 – $121.50 |
| UPMC Williamsport | Williamsport | $89.40 | $25.16 – $119.20 |