Cardiolipin antibody iga at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$125.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$209.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.18 with Aetna of PA vs $188.10 with SelectCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $9.18 ↓ -93%
UPMC Health Plan Managed Medicare $21.95 ↓ -82%
UPMC Work Partners Workers Comp $25.16 ↓ -80%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $25.45 ↓ -80%
Aetna Medicare $26.21 ↓ -79%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $26.27 ↓ -79%
United Healthcare Medicare $27.23 ↓ -78%
Highmark Wholecare (prev Gateway) Medicare $27.48 ↓ -78%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $27.49 ↓ -78%
AmeriHealth Caritas Medicare $27.49 ↓ -78%
Cigna Medicare $27.49 ↓ -78%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $35.16 ↓ -72%
United Healthcare Community Plan for Families Unison MedPLUS $36.92 ↓ -71%
UPMC Health Plan Managed Medicaid $38.68 ↓ -69%
United Healthcare Community Plan for Families Unison Kids $40.43 ↓ -68%
UPMC Health Plan Commercial $42.76 ↓ -66%
Aetna Medicaid $43.95 ↓ -65%
Geisinger Medicaid/CHIP $48.87 ↓ -61%
Highmark Wholecare (prev Gateway) Medicaid $52.14 ↓ -58%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $54.89 ↓ -56%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $59.92 ↓ -52%
Cigna EBR $83.60 ↓ -33%
Cigna Commercial $83.60 ↓ -33%
Aetna EBR ASO $83.60 ↓ -33%
Aetna EBR FI $102.41 ↓ -18%
United Healthcare Compass Exchange $114.95 ↓ -8%
Aetna Neighborhood Network $129.58 ↑ +3%
Aetna Home Depot Employer Group $133.13 ↑ +6%
Cigna NBR ASO/FI $135.85 ↑ +8%
United Healthcare All Business $135.85 ↑ +8%
Aetna NBR ASO/FI $135.85 ↑ +8%
Cigna New Business ASO $135.85 ↑ +8%
InterGroup PPO $135.85 ↑ +8%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $139.38 ↑ +11%
Coventry/First Health Commercial $146.30 ↑ +17%
UPMC Health Plan CHIP $153.33 ↑ +22%
Preferred Healthcare System PPO $167.20 ↑ +33%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $171.71 ↑ +37%
Health Coalition Partners Intergroup $188.10 ↑ +50%
Humana Commercial $188.10 ↑ +50%
Private Health Care Systems PPO $188.10 ↑ +50%
SelectCare Commercial $188.10 ↑ +50%

Visitor-reported prices

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Cardiolipin antibody iga at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $136.80 $25.16 – $182.40
UPMC Carlisle Carlisle $142.20 $25.20 – $177.65
UPMC Cole Coudersport $345.00 $16.54 – $460.00
UPMC Community Osteopathic Harrisburg $146.40 $25.20 – $177.65
UPMC East Monroeville $388.20 $25.16 – $488.00
UPMC Hamot Erie $177.60 $25.16 – $50.26
UPMC Northwest Seneca $129.60 $23.08 – $40.43
UPMC Hanover Hanover $142.20 $25.20 – $47.89

All Pennsylvania hospitals for this procedure →