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Pt application of modality >=1 area electrical stimulation each 15 minutes at UPMC Northwest

100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$76.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$127.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.75 with Aetna vs $107.95 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare $31.75 ↓ -58%
UPMC Work Partners Workers Comp $34.30 ↓ -55%
Aetna EBR ASO $50.80 ↓ -33%
Cigna Commercial $50.80 ↓ -33%
Highmark Wholecare (prev Gateway) Medicare $63.50 ↓ -17%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $66.14 ↓ -13%
PA Health & Wellness PA Medicaid HMO $69.85 ↓ -8%
Aetna EBR FI $73.66 ↓ -3%
Aetna Neighborhood Network $76.20 ↑ +0%
Aetna Home Depot Employer Group $78.36 ↑ +3%
Aetna NBR ASO/FI $80.01 ↑ +5%
Cigna New Business ASO $80.01 ↑ +5%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $81.49 ↑ +7%
InterGroup PPO $82.55 ↑ +8%
Coventry/First Health Commercial $88.90 ↑ +17%
Health Coalition Partners PPO $91.44 ↑ +20%
Private Health Care Systems PPO $101.60 ↑ +33%
UPMC Health Plan Commercial $105.24 ↑ +38%
Humana Commercial $107.95 ↑ +42%

Visitor-reported prices

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Pt application of modality >=1 area electrical stimulation each 15 minutes at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $81.00 $25.48 – $121.50
UPMC Muncy Muncy $103.20 $16.20 – $137.60
UPMC Passavant-McCandless Pittsburgh $100.20 $25.73 – $141.95
UPMC Presbyterian Pittsburgh $85.20 $15.19 – $140.61
UPMC St. Margaret Pittsburgh $156.60 $25.73 – $221.85
UPMC Wellsboro Wellsboro $124.80 $16.20 – $140.40
UPMC Williamsport Williamsport $103.20 $16.20 – $137.60

All Pennsylvania hospitals for this procedure →