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Pt application of modality >=1 area electrical stimulation each 15 minutes at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$156.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$261.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$25.73 with Highmark BCBS of PA vs $221.85 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

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Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $25.73 ↓ -84%
UPMC Work Partners Workers Comp $35.97 ↓ -77%
Highmark BCBS of PA Managed Care - Social Mission $44.68 ↓ -71%
Highmark BCBS of PA Managed Care $59.83 ↓ -62%
Aetna Medicare $65.25 ↓ -58%
Aetna Neighborhood Network $65.77 ↓ -58%
Aetna Home Depot Employer Group $71.51 ↓ -54%
Aetna NBR ASO/FI $73.08 ↓ -53%
Cigna New Business ASO $73.08 ↓ -53%
Highmark BCBS of PA Commercial - Social Mission Indemnity $74.46 ↓ -52%
Aetna EBR FI $99.18 ↓ -37%
Highmark BCBS of PA Commercial - Indemnity $99.73 ↓ -36%
Aetna EBR ASO $104.40 ↓ -33%
Cigna Commercial $104.40 ↓ -33%
UPMC Health Plan Commercial $106.72 ↓ -32%
Highmark BCBS of PA UPMC Emergent $119.67 ↓ -24%
Highmark Wholecare (prev Gateway) Medicare $130.50 ↓ -17%
PA Health & Wellness PA Medicaid HMO $143.55 ↓ -8%
Coventry/First Health Commercial $182.70 ↑ +17%
Private Health Care Systems PPO $208.80 ↑ +33%
SelectCare Commercial $208.80 ↑ +33%
Humana Commercial $221.85 ↑ +42%

Visitor-reported prices

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Pt application of modality >=1 area electrical stimulation each 15 minutes at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $81.00 $25.48 – $121.50
UPMC Passavant-McCandless Pittsburgh $100.20 $25.73 – $141.95
UPMC Presbyterian Pittsburgh $85.20 $15.19 – $140.61
UPMC Muncy Muncy $103.20 $16.20 – $137.60
UPMC Northwest Seneca $76.20 $31.75 – $107.95
UPMC Wellsboro Wellsboro $124.80 $16.20 – $140.40
UPMC Williamsport Williamsport $103.20 $16.20 – $137.60

All Pennsylvania hospitals for this procedure →