Ghs antibodies (torch) igm at UPMC Northwest
100 Fairfield Drive, Seneca, PA · UPMC · · NPI 1619069440
$62.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$104.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.05 with UPMC Health Plan vs $88.68 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $13.05 | ↓ -79% |
| UPMC Work Partners | Workers Comp | $14.22 | ↓ -77% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $14.39 | ↓ -77% |
| Geisinger | Medicaid/CHIP | $14.39 | ↓ -77% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $14.73 | ↓ -76% |
| Aetna | Medicare | $14.82 | ↓ -76% |
| United Healthcare | Unison Advantage Non Special Needs | $15.11 | ↓ -76% |
| Aetna of PA | Medicare | $15.11 | ↓ -76% |
| Highmark Wholecare (prev Gateway) | Medicare | $15.54 | ↓ -75% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $15.54 | ↓ -75% |
| AmeriHealth Caritas | Medicare | $15.54 | ↓ -75% |
| United Healthcare | Unison Advantage Special Needs | $15.83 | ↓ -75% |
| UPMC Health Plan | Managed Medicaid | $21.81 | ↓ -65% |
| United Healthcare Community Plan for Families | Unison Kids | $22.80 | ↓ -63% |
| Aetna | Medicaid | $23.80 | ↓ -62% |
| UPMC Health Plan | Commercial | $24.50 | ↓ -61% |
| Highmark Wholecare (prev Gateway) | Medicaid | $29.41 | ↓ -53% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $30.96 | ↓ -50% |
| PA Health & Wellness | PA Medicaid HMO | $33.79 | ↓ -46% |
| Aetna | EBR ASO | $41.60 | ↓ -33% |
| Cigna | Commercial | $41.60 | ↓ -33% |
| Aetna | EBR FI | $60.32 | ↓ -3% |
| Aetna | Neighborhood Network | $62.40 | ↑ +0% |
| Aetna | Home Depot Employer Group | $64.17 | ↑ +3% |
| Cigna | New Business ASO | $65.52 | ↑ +5% |
| Aetna | NBR ASO/FI | $65.52 | ↑ +5% |
| InterGroup | PPO | $67.60 | ↑ +8% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity/Managed Care - Social Mission | $71.98 | ↑ +15% |
| Coventry/First Health | Commercial | $72.80 | ↑ +17% |
| Health Coalition Partners | PPO | $74.88 | ↑ +20% |
| Private Health Care Systems | PPO | $83.20 | ↑ +33% |
| Humana | Commercial | $88.40 | ↑ +42% |
| Highmark BCBS of PA | Commercial - Indemnity/Managed Care | $88.68 | ↑ +42% |
Visitor-reported prices
Comments
Ghs antibodies (torch) igm at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $126.00 | $14.22 – $168.00 |
| UPMC Carlisle | Carlisle | $52.20 | $11.92 – $73.95 |
| UPMC Community Osteopathic | Harrisburg | $81.00 | $14.25 – $88.26 |
| UPMC Hanover | Hanover | $52.20 | $14.25 – $27.01 |
| UPMC Jameson | New Castle | $70.80 | $14.22 – $28.22 |
| UPMC Kane | Kane | $178.20 | $14.22 – $62.11 |
| UPMC Lititz | Lititz | $52.20 | $14.25 – $27.01 |
| UPMC Magee | Pittsburgh | $90.60 | $13.47 – $33.79 |