Ghs antibodies (torch) igm at UPMC Carlisle

361 Alexander Spring Road, Carlisle, PA · UPMC · · NPI 1689107328

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 13, 2026

$52.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$87.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.92 with Prime Net vs $88.26 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Prime Net Managed Medicare $11.92 ↓ -77%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $14.25 ↓ -73%
Highmark BCBS of PA Freedom Blue Medicare Advantage $14.25 ↓ -73%
Humana Medicare $14.39 ↓ -72%
UPMC Work Partners Workers Comp $14.89 ↓ -71%
Aetna Medicare $15.01 ↓ -71%
Cigna Medicare $15.11 ↓ -71%
Geisinger Medicare $15.11 ↓ -71%
United Healthcare Medicare $15.40 ↓ -70%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $15.54 ↓ -70%
Capital Blue Cross Medicare Advantage $17.40 ↓ -67%
Keystone Health Plan Medicare Advantage $17.40 ↓ -67%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $19.83 ↓ -62%
Keystone Autism Services ACAP $23.02 ↓ -56%
Highmark Wholecare (prev Gateway) Medicaid $25.18 ↓ -52%
United Healthcare Commercial $25.43 ↓ -51%
UPMC Health Plan Managed Medicaid $25.78 ↓ -51%
United Healthcare Community Plan for Families PA Medicaid $25.98 ↓ -50%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $27.01 ↓ -48%
Geisinger Medicaid/CHIP $28.88 ↓ -45%
PA Health & Wellness PA Medicaid HMO $33.79 ↓ -35%
Prime Net Legacy Commercial $33.93 ↓ -35%
Prime Net ACO $34.19 ↓ -35%
Aetna ACO $34.19 ↓ -35%
Cigna Commercial $37.40 ↓ -28%
Prime Net NonGateKeeper $40.45 ↓ -23%
Highmark BCBS of PA Community Blue PPO $40.47 ↓ -22%
Aetna Commercial $40.72 ↓ -22%
Prime Net GateKeeper $40.72 ↓ -22%
Highmark BCBS of PA CHIP - Managed Care $42.19 ↓ -19%
Highmark BCBS of PA Commercial $44.97 ↓ -14%
Capital Blue Cross CHIP $47.59 ↓ -9%
Capital Blue Cross Commercial $47.59 ↓ -9%
Keystone Health Plan Commercial $47.59 ↓ -9%
Wellspan Population Health PPO $56.55 ↑ +8%
Geisinger Commercial $56.97 ↑ +9%
UPMC Health Plan Commercial $60.90 ↑ +17%
Prime Net FH-Medical Rental $65.77 ↑ +26%
Multiplan PPO (Includes PHCS and Humana as Payers) $73.95 ↑ +42%
UPMC Health Plan CHIP $88.26 ↑ +69%

Visitor-reported prices

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Ghs antibodies (torch) igm at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $126.00 $14.22 – $168.00
UPMC Community Osteopathic Harrisburg $81.00 $14.25 – $88.26
UPMC Northwest Seneca $62.40 $13.05 – $22.80
UPMC Hanover Hanover $52.20 $14.25 – $27.01
UPMC Jameson New Castle $70.80 $14.22 – $28.22
UPMC Kane Kane $178.20 $14.22 – $62.11
UPMC Lititz Lititz $52.20 $14.25 – $27.01
UPMC Magee Pittsburgh $90.60 $13.47 – $33.79

All Pennsylvania hospitals for this procedure →