Obstetric panel inc HIV tstg at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$102.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$170.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$42.84 with Aetna vs $334.90 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Neighborhood Network | $42.84 | ↓ -58% |
| Aetna | Home Depot Employer Group | $46.58 | ↓ -54% |
| Aetna | NBR ASO/FI | $47.60 | ↓ -53% |
| Cigna | New Business ASO | $47.60 | ↓ -53% |
| Aetna | EBR FI | $64.60 | ↓ -37% |
| UPMC Health Plan | Managed Medicare | $64.63 | ↓ -37% |
| Aetna | EBR ASO | $68.00 | ↓ -33% |
| Cigna | Commercial | $68.00 | ↓ -33% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $71.93 | ↓ -29% |
| UPMC Work Partners | Workers Comp | $73.99 | ↓ -27% |
| Aetna of PA | Medicare | $78.60 | ↓ -23% |
| Highmark Wholecare (prev Gateway) | Medicare | $80.84 | ↓ -21% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $80.85 | ↓ -21% |
| Aetna | Medicare | $82.35 | ↓ -19% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $89.74 | ↓ -12% |
| UPMC Health Plan | Managed Medicaid | $89.74 | ↓ -12% |
| Coventry/First Health | Commercial | $119.00 | ↑ +17% |
| Highmark Wholecare (prev Gateway) | Medicaid | $120.98 | ↑ +19% |
| Highmark BCBS of PA | Managed Care - Social Mission | $125.03 | ↑ +23% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $127.35 | ↑ +25% |
| Private Health Care Systems | PPO | $136.00 | ↑ +33% |
| SelectCare | Commercial | $136.00 | ↑ +33% |
| PA Health & Wellness | PA Medicaid HMO | $139.03 | ↑ +36% |
| Humana | Commercial | $144.50 | ↑ +42% |
| Highmark BCBS of PA | Managed Care | $167.45 | ↑ +64% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $208.18 | ↑ +104% |
| Highmark BCBS of PA | Commercial - Indemnity | $278.81 | ↑ +173% |
| UPMC Health Plan | Commercial | $282.93 | ↑ +177% |
| Highmark BCBS of PA | UPMC Emergent | $334.90 | ↑ +228% |
Visitor-reported prices
Comments
Obstetric panel inc HIV tstg at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Magee | Pittsburgh | $857.40 | $70.06 – $139.03 |
| UPMC Mercy | Pittsburgh | $264.60 | $62.40 – $93.82 |
| UPMC Passavant-McCandless | Pittsburgh | $424.80 | $69.57 – $93.82 |
| UPMC Presbyterian | Pittsburgh | $896.40 | $71.93 – $127.00 |
| UPMC Altoona | Altoona | $351.60 | $71.25 – $468.80 |
| UPMC Bedford | Everett | $446.40 | $27.01 – $669.60 |
| UPMC Community Osteopathic | Harrisburg | $486.60 | $74.11 – $689.35 |
| UPMC East | Monroeville | $307.20 | $71.93 – $409.60 |