Obstetric panel inc HIV tstg at UPMC Altoona

620 Howard Avenue, Altoona, PA · UPMC · · NPI 112418570

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$351.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$586.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$71.25 with Highmark BCBS of PA vs $653.93 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $71.25 ↓ -80%
UPMC Work Partners Workers Comp $73.99 ↓ -79%
UPMC Health Plan Managed Medicare $76.34 ↓ -78%
UPMC Health Plan Partners/Select $77.60 ↓ -78%
United Healthcare Medicare $80.10 ↓ -77%
AmeriHealth Caritas Medicare $80.85 ↓ -77%
Cigna Medicare $80.85 ↓ -77%
Highmark Wholecare (prev Gateway) Medicare $80.85 ↓ -77%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $80.85 ↓ -77%
Aetna Medicaid $81.58 ↓ -77%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $81.58 ↓ -77%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $85.66 ↓ -76%
UPMC Health Plan Managed Medicaid $89.74 ↓ -74%
Geisinger Medicaid $113.39 ↓ -68%
Highmark Wholecare (prev Gateway) Medicaid $120.98 ↓ -66%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $127.35 ↓ -64%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $139.03 ↓ -60%
Preferred Healthcare System PPO $293.00 ↓ -17%
Cigna Commercial $293.00 ↓ -17%
United Healthcare Commercial $300.38 ↓ -15%
Aetna Commercial $310.58 ↓ -12%
Geisinger Commercial $322.30 ↓ -8%
Private Health Care Systems PPO $468.80 ↑ +33%
UPMC Health Plan CHIP $600.15 ↑ +71%
UPMC Health Plan Commercial $653.93 ↑ +86%

Visitor-reported prices

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Obstetric panel inc HIV tstg at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Bedford Everett $446.40 $27.01 – $669.60
UPMC Community Osteopathic Harrisburg $486.60 $74.11 – $689.35
UPMC East Monroeville $307.20 $71.93 – $409.60
UPMC Hamot Erie $394.80 $71.25 – $113.39
UPMC Northwest Seneca $471.00 $67.89 – $93.82
UPMC Horizon-Greenville Greenville $444.60 $67.02 – $115.20
UPMC Jameson New Castle $144.60 $72.51 – $93.82
UPMC Magee Pittsburgh $857.40 $70.06 – $139.03

All Pennsylvania hospitals for this procedure →