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Mayo hvdip HIV 1 antibody at UPMC St. Margaret

815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$66.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$111.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.68 with UPMC Health Plan vs $94.35 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $7.68 ↓ -88%
UPMC Work Partners Workers Comp $8.79 ↓ -87%
Aetna of PA Medicare $9.33 ↓ -86%
Highmark Wholecare (prev Gateway) Medicare $9.60 ↓ -86%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $9.60 ↓ -86%
Aetna Medicare $9.78 ↓ -85%
UPMC Health Plan Managed Medicaid $13.33 ↓ -80%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $13.33 ↓ -80%
UPMC Health Plan Commercial $16.11 ↓ -76%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $17.34 ↓ -74%
Highmark Wholecare (prev Gateway) Medicaid $17.97 ↓ -73%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $18.92 ↓ -72%
PA Health & Wellness PA Medicaid HMO $20.65 ↓ -69%
Aetna Neighborhood Network $27.97 ↓ -58%
Highmark BCBS of PA Managed Care - Social Mission $30.14 ↓ -55%
Aetna Home Depot Employer Group $30.41 ↓ -54%
Aetna NBR ASO/FI $31.08 ↓ -53%
Cigna New Business ASO $31.08 ↓ -53%
Highmark BCBS of PA Managed Care $40.37 ↓ -39%
Aetna EBR FI $42.18 ↓ -37%
Aetna EBR ASO $44.40 ↓ -33%
Cigna Commercial $44.40 ↓ -33%
Highmark BCBS of PA Commercial - Social Mission Indemnity $50.18 ↓ -25%
Highmark BCBS of PA Commercial - Indemnity $67.21 ↑ +1%
Coventry/First Health Commercial $77.70 ↑ +17%
Highmark BCBS of PA UPMC Emergent $80.73 ↑ +21%
Private Health Care Systems PPO $88.80 ↑ +33%
SelectCare Commercial $88.80 ↑ +33%
Humana Commercial $94.35 ↑ +42%

Visitor-reported prices

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Mayo hvdip HIV 1 antibody at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $66.60 $8.26 – $94.35
UPMC Mercy Pittsburgh $80.40 $7.41 – $120.60
UPMC Presbyterian Pittsburgh $131.40 $8.79 – $186.15
UPMC Muncy Muncy $149.40 $8.79 – $199.20
UPMC Northwest Seneca $88.20 $8.06 – $124.95
UPMC Somerset Somerset $49.20 $8.79 – $48.00
UPMC Wellsboro Wellsboro $180.80 $8.79 – $193.50
UPMC Williamsport Williamsport $149.40 $8.79 – $199.20

All Pennsylvania hospitals for this procedure →