healthcosts.net

Mayo hvdip HIV 1 antibody at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$80.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$134.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.41 with UPMC Health Plan vs $120.60 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $7.41 ↓ -91%
UPMC Work Partners Workers Comp $8.79 ↓ -89%
Geisinger Medicaid/CHIP $8.89 ↓ -89%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $9.12 ↓ -89%
Aetna of PA Medicare $9.33 ↓ -88%
AmeriHealth Caritas Medicare $9.60 ↓ -88%
Highmark Wholecare (prev Gateway) Medicare $9.60 ↓ -88%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $9.60 ↓ -88%
Aetna Medicare $9.78 ↓ -88%
UPMC Health Plan Managed Medicaid $13.33 ↓ -83%
United Healthcare Community Plan for Families PA Medicaid $13.94 ↓ -83%
UPMC Health Plan Commercial $15.98 ↓ -80%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $17.18 ↓ -79%
Highmark Wholecare (prev Gateway) Medicaid $17.97 ↓ -78%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $19.18 ↓ -76%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $20.65 ↓ -74%
Highmark BCBS of PA Managed Care - Social Mission $25.94 ↓ -68%
Highmark BCBS of PA Managed Care $34.74 ↓ -57%
Aetna Neighborhood Network $37.39 ↓ -53%
Aetna Home Depot Employer Group $40.80 ↓ -49%
Highmark BCBS of PA Commercial - Social Mission Indemnity $41.00 ↓ -49%
Aetna NBR ASO/FI $41.54 ↓ -48%
Cigna New Business ASO $45.56 ↓ -43%
Bravo Medicare $46.90 ↓ -42%
Aetna EBR FI $50.92 ↓ -37%
Cigna Commercial $53.60 ↓ -33%
Aetna EBR ASO $53.60 ↓ -33%
Highmark BCBS of PA Commercial - Indemnity $54.91 ↓ -32%
UPMC Health Plan CHIP $57.90 ↓ -28%
Coventry/First Health Commercial $58.96 ↓ -27%
InterGroup PPO $67.00 ↓ -17%
Cigna Behavioral Health Commercial $80.40 ↑ +0%
Private Health Care Systems PPO $100.50 ↑ +25%
InterGroup Approved National Affiliated PPO Business $107.20 ↑ +33%
American Healthcare Group Commercial $107.20 ↑ +33%
National Provider Network PPO $109.88 ↑ +37%
Multiplan PPO (inc. Auto and Worker's Compensation) $120.60 ↑ +50%
Health Payors Organization Commercial $120.60 ↑ +50%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Mayo hvdip HIV 1 antibody at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $66.60 $8.26 – $94.35
UPMC Presbyterian Pittsburgh $131.40 $8.79 – $186.15
UPMC St. Margaret Pittsburgh $66.60 $7.68 – $94.35
UPMC Muncy Muncy $149.40 $8.79 – $199.20
UPMC Northwest Seneca $88.20 $8.06 – $124.95
UPMC Somerset Somerset $49.20 $8.79 – $48.00
UPMC Wellsboro Wellsboro $180.80 $8.79 – $193.50
UPMC Williamsport Williamsport $149.40 $8.79 – $199.20

All Pennsylvania hospitals for this procedure →