healthcosts.net
Ghs vaginal delivery only at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$6,562.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,937.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$642.43 with UPMC Health Plan vs $9,296.45 with Humana — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Commercial | $642.43 | ↓ -90% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $1,486.15 | ↓ -77% |
| UPMC Work Partners | Workers Comp | $2,456.98 | ↓ -63% |
| UPMC Health Plan | Managed Medicare | $2,617.22 | ↓ -60% |
| Aetna | Neighborhood Network | $2,756.12 | ↓ -58% |
| Aetna | Home Depot Employer Group | $2,996.74 | ↓ -54% |
| Aetna | NBR ASO/FI | $3,062.36 | ↓ -53% |
| Cigna | New Business ASO | $3,062.36 | ↓ -53% |
| Aetna of PA | Medicare | $3,182.86 | ↓ -51% |
| Highmark Wholecare (prev Gateway) | Medicare | $3,273.50 | ↓ -50% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $3,273.80 | ↓ -50% |
| Highmark BCBS of PA | Managed Care - Social Mission | $3,308.89 | ↓ -50% |
| Aetna | Medicare | $3,334.43 | ↓ -49% |
| Aetna | EBR FI | $4,156.06 | ↓ -37% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $4,301.40 | ↓ -34% |
| Aetna | EBR ASO | $4,374.80 | ↓ -33% |
| Cigna | Commercial | $4,374.80 | ↓ -33% |
| Highmark BCBS of PA | Managed Care | $4,431.52 | ↓ -32% |
| Highmark BCBS of PA | Commercial - Indemnity | $5,760.78 | ↓ -12% |
| PA Health & Wellness | PA Medicaid HMO | $6,015.35 | ↓ -8% |
| Coventry/First Health | Commercial | $7,655.90 | ↑ +17% |
| Private Health Care Systems | PPO | $8,749.60 | ↑ +33% |
| SelectCare | Commercial | $8,749.60 | ↑ +33% |
| Highmark BCBS of PA | UPMC Emergent | $8,863.05 | ↑ +35% |
| Humana | Commercial | $9,296.45 | ↑ +42% |
Visitor-reported prices
Comments
Ghs vaginal delivery only at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $7,320.60 | $619.68 – $4,100.40 |
| UPMC Presbyterian | Pittsburgh | $11,280.60 | $630.14 – $15,980.85 |
| UPMC Muncy | Muncy | $1,012.80 | $253.20 – $2,456.98 |
| UPMC Somerset | Somerset | $4,464.60 | $50.26 – $5,580.75 |
| UPMC Wellsboro | Wellsboro | $1,224.80 | $275.58 – $1,691.16 |
| UPMC Williamsport | Williamsport | $9,063.60 | $1,536.00 – $12,084.80 |