Ghs vaginal delivery only at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$10,399.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$17,332.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$822.32 with UPMC Health Plan vs $15,598.80 with SelectCare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Commercial $822.32 ↓ -92%
Aetna of PA Medicare $1,093.69 ↓ -89%
UPMC Health Plan CHIP $1,111.99 ↓ -89%
UPMC Work Partners Workers Comp $1,691.16 ↓ -84%
UPMC Health Plan Managed Medicare $2,614.19 ↓ -75%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $3,031.30 ↓ -71%
Aetna Medicare $3,122.24 ↓ -70%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $3,128.91 ↓ -70%
United Healthcare Medicare $3,243.49 ↓ -69%
Highmark Wholecare (prev Gateway) Medicare $3,273.50 ↓ -69%
AmeriHealth Caritas Medicare $3,273.80 ↓ -69%
Cigna Medicare $3,273.80 ↓ -69%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $3,273.80 ↓ -69%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $4,082.42 ↓ -61%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $5,029.15 ↓ -52%
Cigna EBR $6,932.80 ↓ -33%
Cigna Commercial $6,932.80 ↓ -33%
Aetna EBR ASO $6,932.80 ↓ -33%
Aetna EBR FI $8,492.68 ↓ -18%
United Healthcare Compass Exchange $9,532.60 ↓ -8%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $9,532.60 ↓ -8%
Geisinger Medicaid/CHIP $9,532.60 ↓ -8%
Aetna Neighborhood Network $10,745.84 ↑ +3%
Aetna Home Depot Employer Group $11,040.48 ↑ +6%
Cigna NBR ASO/FI $11,265.80 ↑ +8%
United Healthcare All Business $11,265.80 ↑ +8%
Aetna NBR ASO/FI $11,265.80 ↑ +8%
Cigna New Business ASO $11,265.80 ↑ +8%
InterGroup PPO $11,265.80 ↑ +8%
Coventry/First Health Commercial $12,132.40 ↑ +17%
Preferred Healthcare System PPO $13,865.60 ↑ +33%
Private Health Care Systems PPO $15,598.80 ↑ +50%
Health Coalition Partners Intergroup $15,598.80 ↑ +50%
Humana Commercial $15,598.80 ↑ +50%
SelectCare Commercial $15,598.80 ↑ +50%

Visitor-reported prices

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Ghs vaginal delivery only at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $8,247.60 $1,111.99 – $10,996.80
UPMC Carlisle Carlisle $4,464.60 $471.00 – $6,324.85
UPMC Cole Coudersport $3,411.00 $685.79 – $1,979.20
UPMC Community Osteopathic Harrisburg $4,464.60 $1,111.99 – $6,324.85
UPMC East Monroeville $6,165.00 $635.25 – $8,220.00
UPMC Hamot Erie $9,315.60 $1,380.58 – $4,408.81
UPMC Hanover Hanover $4,464.60 $471.00 – $4,859.86
UPMC Jameson New Castle $3,252.00 $1,111.99 – $4,092.26

All Pennsylvania hospitals for this procedure →