healthcosts.net
Fna bx w/ct gdn 1st les at UPMC St. Margaret
815 Freeport Road, Pittsburgh, PA · UPMC · · NPI 1790795359
$574.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$958.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$102.33 with UPMC Health Plan vs $1,664.21 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $102.33 | ↓ -82% |
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $102.33 | ↓ -82% |
| Highmark Wholecare (prev Gateway) | Medicaid | $137.96 | ↓ -76% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $145.23 | ↓ -75% |
| PA Health & Wellness | PA Medicaid HMO | $158.54 | ↓ -72% |
| Aetna | Neighborhood Network | $241.42 | ↓ -58% |
| Aetna | Home Depot Employer Group | $262.49 | ↓ -54% |
| Aetna | NBR ASO/FI | $268.24 | ↓ -53% |
| Cigna | New Business ASO | $268.24 | ↓ -53% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $279.05 | ↓ -51% |
| Aetna | EBR FI | $364.04 | ↓ -37% |
| Aetna | EBR ASO | $383.20 | ↓ -33% |
| Cigna | Commercial | $383.20 | ↓ -33% |
| UPMC Work Partners | Workers Comp | $548.30 | ↓ -5% |
| UPMC Health Plan | Managed Medicare | $579.16 | ↑ +1% |
| Highmark BCBS of PA | Managed Care - Social Mission | $621.31 | ↑ +8% |
| Coventry/First Health | Commercial | $670.60 | ↑ +17% |
| Aetna of PA | Medicare | $704.33 | ↑ +23% |
| Highmark Wholecare (prev Gateway) | Medicare | $724.39 | ↑ +26% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $724.45 | ↑ +26% |
| Aetna | Medicare | $737.87 | ↑ +28% |
| Private Health Care Systems | PPO | $766.40 | ↑ +33% |
| SelectCare | Commercial | $766.40 | ↑ +33% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $807.67 | ↑ +41% |
| Humana | Commercial | $814.30 | ↑ +42% |
| Highmark BCBS of PA | Managed Care | $832.11 | ↑ +45% |
| Highmark BCBS of PA | Commercial - Indemnity | $1,081.70 | ↑ +88% |
| UPMC Health Plan | Commercial | $1,618.65 | ↑ +182% |
| Highmark BCBS of PA | UPMC Emergent | $1,664.21 | ↑ +190% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
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Fna bx w/ct gdn 1st les at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $609.00 | $102.33 – $862.75 |
| UPMC Mercy | Pittsburgh | $738.00 | $102.33 – $1,107.00 |
| UPMC Presbyterian | Pittsburgh | $1,085.40 | $102.33 – $1,537.65 |
| UPMC Muncy | Muncy | $971.40 | $102.33 – $1,295.20 |
| UPMC Northwest | Seneca | $777.00 | $102.33 – $1,100.75 |
| UPMC Somerset | Somerset | $2,080.80 | $102.33 – $2,601.00 |
| UPMC Wellsboro | Wellsboro | $1,175.20 | $102.33 – $1,322.10 |
| UPMC Williamsport | Williamsport | $971.40 | $102.33 – $1,295.20 |