healthcosts.net

Edu/train/pt/nonmd/in person/30 min98960 at UPMC Presbyterian

200 Lothrop Street, Pittsburgh, PA · UPMC · · NPI 119473412

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$764.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,274.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.58 with United Healthcare Community Plan for Families vs $1,082.90 with InterGroup — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $21.58 ↓ -97%
Highmark BCBS of PA Medicare Advantage $93.83 ↓ -88%
UPMC Health Plan Commercial $184.34 ↓ -76%
Aetna CHIP/Medicaid $229.32 ↓ -70%
Highmark BCBS of PA Managed Care - Social Mission $232.58 ↓ -70%
Highmark BCBS of PA Managed Care $311.45 ↓ -59%
Aetna Medicare $318.50 ↓ -58%
Highmark BCBS of PA Commercial - Social Mission Indemnity $437.26 ↓ -43%
Highmark BCBS of PA Commercial - Indemnity $585.61 ↓ -23%
Highmark BCBS of PA UPMC Emergent $622.91 ↓ -19%
Highmark Wholecare (prev Gateway) Medicare $637.00 ↓ -17%
Geisinger Medicaid/CHIP $700.70 ↓ -8%
Preferred Healthcare System PPO $828.10 ↑ +8%
Coventry/First Health Commercial $891.80 ↑ +17%
Fidelis Medicare $955.50 ↑ +25%
InterGroup InterGroup Services Corporation $955.50 ↑ +25%
Health Coalition Partners Intergroup $1,019.20 ↑ +33%
Multiplan PPO $1,019.20 ↑ +33%
Private Health Care Systems PPO $1,019.20 ↑ +33%
SelectCare Commercial $1,019.20 ↑ +33%
Health Payors Organization Commercial $1,082.90 ↑ +42%
Humana Commercial $1,082.90 ↑ +42%
InterGroup Approved National Affiliated PPO Business $1,082.90 ↑ +42%
UPMC Work Partners Workers Comp not published by hospital
Multiplan Worker's Compensation not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Edu/train/pt/nonmd/in person/30 min98960 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $508.20 $90.03 – $762.30
UPMC Passavant-McCandless Pittsburgh $640.80 $93.83 – $907.80
UPMC St. Margaret Pittsburgh $610.20 $93.83 – $864.45
UPMC Williamsport Williamsport $670.20 $23.01 – $1,005.30

All Pennsylvania hospitals for this procedure →