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Edu/train/pt/nonmd/in person/30 min98960 at UPMC Passavant-McCandless
9100 Babcock Boulevard, Pittsburgh, PA · UPMC · · NPI 1225047699
$640.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,068.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$93.83 with Highmark BCBS of PA vs $907.80 with Private Health Care Systems — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $93.83 | ↓ -85% |
| UPMC Health Plan | Commercial | $165.45 | ↓ -74% |
| Highmark BCBS of PA | Managed Care - Social Mission | $245.07 | ↓ -62% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $260.42 | ↓ -59% |
| Aetna | Medicare | $267.00 | ↓ -58% |
| Highmark BCBS of PA | Managed Care | $328.23 | ↓ -49% |
| Highmark BCBS of PA | Commercial - Indemnity | $348.77 | ↓ -46% |
| Cigna | New Business ASO | $363.12 | ↓ -43% |
| Cigna | Commercial | $427.20 | ↓ -33% |
| Health Plan of Upper Ohio Valley | Commercial | $493.42 | ↓ -23% |
| Highmark Wholecare (prev Gateway) | Medicare | $534.00 | ↓ -17% |
| PA Health & Wellness | PA Medicaid HMO | $587.40 | ↓ -8% |
| Highmark BCBS of PA | UPMC Emergent | $656.48 | ↑ +2% |
| Coventry/First Health | Commercial | $747.60 | ↑ +17% |
| InterGroup | PPO | $886.44 | ↑ +38% |
| Humana | Commercial | $907.80 | ↑ +42% |
| Multiplan | PPO (Includes Workers' Comp) | $907.80 | ↑ +42% |
| Private Health Care Systems | PPO | $907.80 | ↑ +42% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
| Private Health Care Systems | Workers' Comp | not published by hospital | — |
Visitor-reported prices
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Edu/train/pt/nonmd/in person/30 min98960 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $508.20 | $90.03 – $762.30 |
| UPMC Presbyterian | Pittsburgh | $764.40 | $21.58 – $1,082.90 |
| UPMC St. Margaret | Pittsburgh | $610.20 | $93.83 – $864.45 |
| UPMC Williamsport | Williamsport | $670.20 | $23.01 – $1,005.30 |