healthcosts.net
Shoulder MRI (with contrast) at UPMC Passavant-McCandless
9100 Babcock Boulevard, Pittsburgh, PA · UPMC · · NPI 1225047699
$4,621.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,702.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$441.61 with UPMC Health Plan vs $6,546.70 with Private Health Care Systems — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Commercial | $441.61 | ↓ -90% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $544.90 | ↓ -88% |
| UPMC Health Plan | Managed Medicare | $699.98 | ↓ -85% |
| Health Plan of Upper Ohio Valley | Medicaid | $753.23 | ↓ -84% |
| Health Plan of Upper Ohio Valley | Medicare | $753.23 | ↓ -84% |
| Aetna of PA | Medicare | $790.89 | ↓ -83% |
| United Healthcare | Unison Advantage Non Special Needs | $790.89 | ↓ -83% |
| Highmark Wholecare (prev Gateway) | Medicare | $813.41 | ↓ -82% |
| AmeriHealth Caritas | Medicare | $813.49 | ↓ -82% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $813.49 | ↓ -82% |
| Aetna | Medicare | $828.55 | ↓ -82% |
| United Healthcare | Unison Advantage Special Needs | $828.55 | ↓ -82% |
| Premier Comp Solutions | Worker's Comp | $1,032.38 | ↓ -78% |
| UPMC Work Partners | Workers Comp | $1,109.81 | ↓ -76% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,213.21 | ↓ -74% |
| Private Health Care Systems | Workers' Comp | $1,290.48 | ↓ -72% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $1,512.39 | ↓ -67% |
| Highmark BCBS of PA | Managed Care | $1,624.82 | ↓ -65% |
| Highmark BCBS of PA | Commercial - Indemnity | $2,025.52 | ↓ -56% |
| Cigna | New Business ASO | $2,618.68 | ↓ -43% |
| Cigna | Commercial | $3,080.80 | ↓ -33% |
| Highmark BCBS of PA | UPMC Emergent | $3,249.64 | ↓ -30% |
| Health Plan of Upper Ohio Valley | Commercial | $3,558.32 | ↓ -23% |
| PA Health & Wellness | PA Medicaid HMO | $4,236.10 | ↓ -8% |
| Coventry/First Health | Commercial | $5,391.40 | ↑ +17% |
| InterGroup | PPO | $6,392.66 | ↑ +38% |
| Humana | Commercial | $6,546.70 | ↑ +42% |
| Multiplan | PPO (Includes Workers' Comp) | $6,546.70 | ↑ +42% |
| Private Health Care Systems | PPO | $6,546.70 | ↑ +42% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Shoulder MRI (with contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Magee | Pittsburgh | $5,191.20 | $463.21 – $7,959.84 |
| UPMC Mercy | Pittsburgh | $5,313.60 | $439.03 – $7,970.40 |
| UPMC Presbyterian | Pittsburgh | $8,004.00 | $369.30 – $11,339.00 |
| UPMC St. Margaret | Pittsburgh | $4,742.40 | $442.69 – $6,718.40 |
| UPMC East | Monroeville | $5,074.20 | $437.75 – $6,765.60 |
| UPMC Hamot | Erie | $1,948.80 | $201.09 – $2,273.60 |
| UPMC Horizon-Greenville | Greenville | $4,192.80 | $443.23 – $5,939.80 |
| UPMC Jameson | New Castle | $3,155.40 | $327.20 – $4,365.68 |