healthcosts.net

Shoulder MRI (with contrast) at UPMC Altoona

620 Howard Avenue, Altoona, PA · UPMC · · NPI 112418570

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$2,119.20

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,532.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$425.00 with UPMC Work Partners vs $2,825.60 with Private Health Care Systems — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Work Partners Workers Comp $425.00 ↓ -80%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $539.76 ↓ -75%
UPMC Health Plan CHIP $1,591.30 ↓ -25%
UPMC Health Plan Commercial $1,733.89 ↓ -18%
Cigna Commercial $1,766.00 ↓ -17%
Highmark Wholecare (prev Gateway) Medicare $1,766.00 ↓ -17%
Preferred Healthcare System PPO $1,766.00 ↓ -17%
United Healthcare Commercial $1,810.50 ↓ -15%
Aetna Commercial $1,871.96 ↓ -12%
Geisinger Commercial $1,942.60 ↓ -8%
Geisinger Medicaid $1,942.60 ↓ -8%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $1,942.60 ↓ -8%
Private Health Care Systems PPO $2,825.60 ↑ +33%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Shoulder MRI (with contrast) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $4,621.20 $441.61 – $6,546.70
UPMC East Monroeville $5,074.20 $437.75 – $6,765.60
UPMC Hamot Erie $1,948.80 $201.09 – $2,273.60
UPMC Horizon-Greenville Greenville $4,192.80 $443.23 – $5,939.80
UPMC Jameson New Castle $3,155.40 $327.20 – $4,365.68
UPMC Lititz Lititz $2,713.80 $327.20 – $3,844.55
UPMC McKeesport Mckeesport $4,936.20 $449.34 – $6,992.95
UPMC Carlisle Carlisle $2,713.80 $403.15 – $3,844.55

All Pennsylvania hospitals for this procedure →