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Urine pregnancy test at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$83.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$139.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.40 with UPMC Health Plan vs $125.10 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $4.40 ↓ -95%
United Healthcare Community Plan for Families PA Medicaid $4.60 ↓ -94%
Highmark Wholecare (prev Gateway) Medicaid $5.93 ↓ -93%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $6.33 ↓ -92%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $6.82 ↓ -92%
UPMC Health Plan Managed Medicare $7.18 ↓ -91%
UPMC Work Partners Workers Comp $8.51 ↓ -90%
Geisinger Medicaid/CHIP $8.61 ↓ -90%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $8.84 ↓ -89%
Aetna of PA Medicare $9.04 ↓ -89%
AmeriHealth Caritas Medicare $9.30 ↓ -89%
Highmark Wholecare (prev Gateway) Medicare $9.30 ↓ -89%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $9.30 ↓ -89%
Aetna Medicare $9.47 ↓ -89%
UPMC Health Plan Commercial $15.36 ↓ -82%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $17.19 ↓ -79%
Highmark BCBS of PA Managed Care - Social Mission $25.97 ↓ -69%
Highmark BCBS of PA Managed Care $34.77 ↓ -58%
Aetna Neighborhood Network $38.78 ↓ -54%
Highmark BCBS of PA Commercial - Social Mission Indemnity $41.04 ↓ -51%
Aetna Home Depot Employer Group $42.33 ↓ -49%
Aetna NBR ASO/FI $43.09 ↓ -48%
Cigna New Business ASO $47.26 ↓ -43%
Bravo Medicare $48.65 ↓ -42%
Aetna EBR FI $52.82 ↓ -37%
Highmark BCBS of PA Commercial - Indemnity $54.97 ↓ -34%
Cigna Commercial $55.60 ↓ -33%
Aetna EBR ASO $55.60 ↓ -33%
UPMC Health Plan CHIP $55.66 ↓ -33%
Coventry/First Health Commercial $61.16 ↓ -27%
InterGroup PPO $69.50 ↓ -17%
Cigna Behavioral Health Commercial $83.40 ↑ +0%
Private Health Care Systems PPO $104.25 ↑ +25%
InterGroup Approved National Affiliated PPO Business $111.20 ↑ +33%
American Healthcare Group Commercial $111.20 ↑ +33%
National Provider Network PPO $113.98 ↑ +37%
Multiplan PPO (inc. Auto and Worker's Compensation) $125.10 ↑ +50%
Health Payors Organization Commercial $125.10 ↑ +50%

Visitor-reported prices

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Urine pregnancy test at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $49.20 $4.40 – $66.30
UPMC Presbyterian Pittsburgh $666.00 $4.00 – $102.00
UPMC St. Margaret Pittsburgh $85.20 $4.40 – $120.70
UPMC Muncy Muncy $112.80 $4.40 – $150.40
UPMC Northwest Seneca $39.00 $4.40 – $55.25
UPMC Somerset Somerset $63.00 $4.00 – $27.00
UPMC Wellsboro Wellsboro $137.40 $4.00 – $22.50
UPMC Williamsport Williamsport $93.00 $3.37 – $9.11

All Pennsylvania hospitals for this procedure →