Urine pregnancy test at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$37.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$63.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.11 with Aetna of PA vs $58.74 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $3.11 ↓ -92%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $4.00 ↓ -89%
United Healthcare Community Plan for Families Unison MedPLUS $4.20 ↓ -89%
UPMC Health Plan Managed Medicaid $4.40 ↓ -88%
United Healthcare Community Plan for Families Unison Kids $4.60 ↓ -88%
Aetna Medicaid $5.00 ↓ -87%
Geisinger Medicaid/CHIP $5.56 ↓ -85%
Highmark Wholecare (prev Gateway) Medicaid $5.93 ↓ -84%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $6.24 ↓ -83%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $6.82 ↓ -82%
UPMC Health Plan Managed Medicare $7.43 ↓ -80%
UPMC Work Partners Workers Comp $8.51 ↓ -77%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $8.61 ↓ -77%
Aetna Medicare $8.87 ↓ -77%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $8.89 ↓ -76%
United Healthcare Medicare $9.21 ↓ -76%
AmeriHealth Caritas Medicare $9.30 ↓ -75%
Cigna Medicare $9.30 ↓ -75%
Highmark Wholecare (prev Gateway) Medicare $9.30 ↓ -75%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $9.30 ↓ -75%
UPMC Health Plan Commercial $15.52 ↓ -59%
Aetna EBR ASO $25.20 ↓ -33%
Cigna EBR $25.20 ↓ -33%
Cigna Commercial $25.20 ↓ -33%
Aetna EBR FI $30.87 ↓ -18%
United Healthcare Compass Exchange $34.65 ↓ -8%
Aetna Neighborhood Network $39.06 ↑ +3%
Aetna Home Depot Employer Group $40.13 ↑ +6%
Cigna NBR ASO/FI $40.95 ↑ +8%
United Healthcare All Business $40.95 ↑ +8%
Aetna NBR ASO/FI $40.95 ↑ +8%
Cigna New Business ASO $40.95 ↑ +8%
InterGroup PPO $40.95 ↑ +8%
Coventry/First Health Commercial $44.10 ↑ +17%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $47.68 ↑ +26%
Preferred Healthcare System PPO $50.40 ↑ +33%
UPMC Health Plan CHIP $55.66 ↑ +47%
SelectCare Commercial $56.70 ↑ +50%
Private Health Care Systems PPO $56.70 ↑ +50%
Health Coalition Partners Intergroup $56.70 ↑ +50%
Humana Commercial $56.70 ↑ +50%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $58.74 ↑ +55%

Visitor-reported prices

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Urine pregnancy test at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $36.00 $4.00 – $48.00
UPMC Carlisle Carlisle $63.00 $4.00 – $89.25
UPMC Cole Coudersport $37.80 $4.20 – $50.40
UPMC Community Osteopathic Harrisburg $63.00 $4.00 – $55.66
UPMC East Monroeville $133.20 $4.00 – $177.60
UPMC Hamot Erie $70.80 $3.22 – $17.19
UPMC Northwest Seneca $39.00 $4.40 – $9.04
UPMC Hanover Hanover $63.00 $4.00 – $13.78

All Pennsylvania hospitals for this procedure →