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Sodium chloride 0.9 % IV bolus at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$29.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$37.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.03 with United Healthcare Community Plan for Families vs $32.40 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA Medicaid $0.03 ↓ -100%
UPMC Health Plan Managed Medicaid $0.41 ↓ -99%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $0.65 ↓ -98%
Geisinger Medicaid/CHIP $0.65 ↓ -98%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $0.65 ↓ -98%
UPMC Health Plan CHIP $0.78 ↓ -97%
UPMC Health Plan Commercial $0.80 ↓ -97%
Aetna Medicare $9.00 ↓ -70%
Aetna Neighborhood Network $10.04 ↓ -66%
Aetna Home Depot Employer Group $10.96 ↓ -63%
Aetna NBR ASO/FI $11.16 ↓ -63%
Cigna New Business ASO $12.24 ↓ -59%
UPMC Work Partners Workers Comp $12.50 ↓ -58%
Bravo Medicare $12.60 ↓ -58%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $13.16 ↓ -56%
Aetna EBR FI $13.68 ↓ -54%
Aetna EBR ASO $14.40 ↓ -52%
Cigna Commercial $14.40 ↓ -52%
Coventry/First Health Commercial $15.84 ↓ -47%
Highmark Wholecare (prev Gateway) Medicare $18.00 ↓ -40%
InterGroup PPO $18.00 ↓ -40%
Highmark BCBS of PA Managed Care - Social Mission $20.47 ↓ -31%
Highmark BCBS of PA Commercial - Social Mission Indemnity $21.05 ↓ -29%
Cigna Behavioral Health Commercial $21.60 ↓ -28%
Private Health Care Systems PPO $27.00 ↓ -9%
Highmark BCBS of PA Managed Care $27.41 ↓ -8%
Highmark BCBS of PA Commercial - Indemnity $28.19 ↓ -5%
American Healthcare Group Commercial $28.80 ↓ -3%
InterGroup Approved National Affiliated PPO Business $28.80 ↓ -3%
National Provider Network PPO $29.52 ↓ -1%
Health Payors Organization Commercial $32.40 ↑ +9%
Multiplan PPO (inc. Auto and Worker's Compensation) $32.40 ↑ +9%

Visitor-reported prices

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Sodium chloride 0.9 % IV bolus at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $76.20 $0.03 – $38.25
UPMC Presbyterian Pittsburgh $76.20 $0.03 – $13.29
UPMC St. Margaret Pittsburgh $78.80 $0.03 – $22.10
UPMC Western Psychiatric Pittsburgh $76.20 $0.65 – $102.00
UPMC Muncy Muncy $32.40 $0.65 – $13.50
UPMC Northwest Seneca $52.20 $0.41 – $30.60
UPMC Wellsboro Wellsboro $32.40 $0.65 – $13.50
UPMC Williamsport Williamsport $32.40 $0.65 – $13.50

All Pennsylvania hospitals for this procedure →