healthcosts.net

Ghs layer closure 5.1 - 7.5 cm - 12053 at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$510.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$850.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.25 with UPMC Health Plan vs $1,266.58 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $52.25 ↓ -90%
United Healthcare Community Plan for Families PA Medicaid $54.62 ↓ -89%
Highmark Wholecare (prev Gateway) Medicaid $70.44 ↓ -86%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $75.16 ↓ -85%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $80.95 ↓ -84%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $204.47 ↓ -60%
Aetna Neighborhood Network $237.15 ↓ -54%
Aetna Home Depot Employer Group $258.82 ↓ -49%
Aetna NBR ASO/FI $263.50 ↓ -48%
Cigna New Business ASO $289.00 ↓ -43%
Bravo Medicare $297.50 ↓ -42%
UPMC Health Plan Managed Medicare $317.52 ↓ -38%
Aetna EBR FI $323.00 ↓ -37%
Cigna Commercial $340.00 ↓ -33%
Aetna EBR ASO $340.00 ↓ -33%
Coventry/First Health Commercial $374.00 ↓ -27%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $390.88 ↓ -23%
Aetna of PA Medicare $399.94 ↓ -22%
UPMC Health Plan Commercial $410.66 ↓ -19%
AmeriHealth Caritas Medicare $411.37 ↓ -19%
Highmark Wholecare (prev Gateway) Medicare $411.37 ↓ -19%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $411.37 ↓ -19%
UPMC Work Partners Workers Comp $417.64 ↓ -18%
Aetna Medicare $418.99 ↓ -18%
InterGroup PPO $425.00 ↓ -17%
Highmark BCBS of PA Managed Care - Social Mission $460.50 ↓ -10%
Cigna Behavioral Health Commercial $510.00 ↑ +0%
Highmark BCBS of PA Managed Care $616.68 ↑ +21%
Private Health Care Systems PPO $637.50 ↑ +25%
UPMC Health Plan CHIP $653.63 ↑ +28%
InterGroup Approved National Affiliated PPO Business $680.00 ↑ +33%
American Healthcare Group Commercial $680.00 ↑ +33%
National Provider Network PPO $697.00 ↑ +37%
Multiplan PPO (inc. Auto and Worker's Compensation) $765.00 ↑ +50%
Health Payors Organization Commercial $765.00 ↑ +50%
Highmark BCBS of PA Commercial - Social Mission Indemnity $945.77 ↑ +85%
Highmark BCBS of PA Commercial - Indemnity $1,266.58 ↑ +148%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs layer closure 5.1 - 7.5 cm - 12053 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $1,146.00 $52.25 – $1,623.50
UPMC Presbyterian Pittsburgh $1,163.40 $52.25 – $1,648.15
UPMC St. Margaret Pittsburgh $655.80 $52.25 – $929.05
UPMC Muncy Muncy $825.60 $52.25 – $1,100.80
UPMC Northwest Seneca $695.40 $52.25 – $985.15
UPMC Somerset Somerset $819.00 $52.25 – $1,023.75
UPMC Wellsboro Wellsboro $998.40 $52.25 – $1,123.20
UPMC Williamsport Williamsport $825.60 $52.25 – $1,100.80

All Pennsylvania hospitals for this procedure →