Ghs layer closure 5.1 - 7.5 cm - 12053 at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$428.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$714.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.88 with United Healthcare Community Plan for Families vs $698.51 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families Unison MedPLUS $49.88 ↓ -88%
UPMC Health Plan Managed Medicaid $52.25 ↓ -88%
United Healthcare Community Plan for Families Unison Kids $54.62 ↓ -87%
Aetna Medicaid $59.38 ↓ -86%
Geisinger Medicaid/CHIP $66.02 ↓ -85%
Highmark Wholecare (prev Gateway) Medicaid $70.44 ↓ -84%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $71.63 ↓ -83%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $74.15 ↓ -83%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $80.95 ↓ -81%
Aetna of PA Medicare $137.43 ↓ -68%
Cigna EBR $285.60 ↓ -33%
Cigna Commercial $285.60 ↓ -33%
Aetna EBR ASO $285.60 ↓ -33%
UPMC Health Plan Managed Medicare $328.49 ↓ -23%
Aetna EBR FI $349.86 ↓ -18%
UPMC Health Plan Commercial $360.51 ↓ -16%
UPMC Work Partners Workers Comp $374.81 ↓ -13%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $380.90 ↓ -11%
Aetna Medicare $392.33 ↓ -8%
United Healthcare Compass Exchange $392.70 ↓ -8%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $393.16 ↓ -8%
United Healthcare Medicare $407.56 ↓ -5%
Highmark Wholecare (prev Gateway) Medicare $411.33 ↓ -4%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $411.37 ↓ -4%
Cigna Medicare $411.37 ↓ -4%
AmeriHealth Caritas Medicare $411.37 ↓ -4%
Aetna Neighborhood Network $442.68 ↑ +3%
Aetna Home Depot Employer Group $454.82 ↑ +6%
Aetna NBR ASO/FI $464.10 ↑ +8%
United Healthcare All Business $464.10 ↑ +8%
InterGroup PPO $464.10 ↑ +8%
Cigna New Business ASO $464.10 ↑ +8%
Cigna NBR ASO/FI $464.10 ↑ +8%
Coventry/First Health Commercial $499.80 ↑ +17%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $567.02 ↑ +32%
Preferred Healthcare System PPO $571.20 ↑ +33%
SelectCare Commercial $642.60 ↑ +50%
Private Health Care Systems PPO $642.60 ↑ +50%
Health Coalition Partners Intergroup $642.60 ↑ +50%
Humana Commercial $642.60 ↑ +50%
UPMC Health Plan CHIP $653.63 ↑ +53%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $698.51 ↑ +63%
Tricare TRICARE not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Ghs layer closure 5.1 - 7.5 cm - 12053 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $909.00 $47.50 – $1,212.00
UPMC Carlisle Carlisle $819.00 $60.33 – $1,160.25
UPMC Cole Coudersport $1,084.80 $49.88 – $2,325.85
UPMC Community Osteopathic Harrisburg $819.00 $60.33 – $1,160.25
UPMC East Monroeville $1,037.40 $52.25 – $1,383.20
UPMC Hamot Erie $880.20 $52.25 – $554.00
UPMC Northwest Seneca $695.40 $52.25 – $408.14
UPMC Hanover Hanover $819.00 $60.33 – $1,016.56

All Pennsylvania hospitals for this procedure →