healthcosts.net
ER Visit (level 4) at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$1,248.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,081.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$104.86 with UPMC Health Plan vs $1,872.90 with Health Payors Organization — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $104.86 | ↓ -92% |
| United Healthcare Community Plan for Families | PA Medicaid | $109.63 | ↓ -91% |
| Highmark Wholecare (prev Gateway) | Medicaid | $141.37 | ↓ -89% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $141.98 | ↓ -89% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $150.85 | ↓ -88% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $162.46 | ↓ -87% |
| UPMC Work Partners | Workers Comp | $180.89 | ↓ -86% |
| UPMC Health Plan | Commercial | $251.59 | ↓ -80% |
| UPMC Health Plan | Managed Medicare | $338.42 | ↓ -73% |
| Highmark BCBS of PA | Managed Care - Social Mission | $403.97 | ↓ -68% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $415.45 | ↓ -67% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $416.61 | ↓ -67% |
| Aetna of PA | Medicare | $426.27 | ↓ -66% |
| AmeriHealth Caritas | Medicare | $438.45 | ↓ -65% |
| Highmark Wholecare (prev Gateway) | Medicare | $438.45 | ↓ -65% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $438.45 | ↓ -65% |
| Aetna | Medicare | $446.57 | ↓ -64% |
| UPMC Health Plan | CHIP | $448.50 | ↓ -64% |
| Bravo | Medicare | $450.00 | ↓ -64% |
| Highmark BCBS of PA | Managed Care | $541.04 | ↓ -57% |
| Highmark BCBS of PA | Commercial - Indemnity | $556.44 | ↓ -55% |
| Aetna | Neighborhood Network | $580.60 | ↓ -53% |
| Aetna | Home Depot Employer Group | $633.66 | ↓ -49% |
| Aetna | NBR ASO/FI | $645.11 | ↓ -48% |
| Cigna | New Business ASO | $707.54 | ↓ -43% |
| Aetna | EBR FI | $790.78 | ↓ -37% |
| Cigna | Commercial | $832.40 | ↓ -33% |
| Aetna | EBR ASO | $832.40 | ↓ -33% |
| Coventry/First Health | Commercial | $915.64 | ↓ -27% |
| InterGroup | PPO | $1,040.50 | ↓ -17% |
| Cigna Behavioral Health | Commercial | $1,248.60 | ↑ +0% |
| Private Health Care Systems | PPO | $1,560.75 | ↑ +25% |
| InterGroup | Approved National Affiliated PPO Business | $1,664.80 | ↑ +33% |
| American Healthcare Group | Commercial | $1,664.80 | ↑ +33% |
| National Provider Network | PPO | $1,706.42 | ↑ +37% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $1,872.90 | ↑ +50% |
| Health Payors Organization | Commercial | $1,872.90 | ↑ +50% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
ER Visit (level 4) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $1,146.00 | $104.86 – $1,623.50 |
| UPMC Magee | Pittsburgh | $1,223.40 | $104.86 – $1,875.88 |
| UPMC Presbyterian | Pittsburgh | $1,954.20 | $104.86 – $2,768.45 |
| UPMC St. Margaret | Pittsburgh | $1,138.20 | $104.86 – $1,612.45 |
| UPMC Cole | Coudersport | $357.00 | $56.38 – $432.27 |
| UPMC East | Monroeville | $1,120.20 | $104.86 – $1,493.60 |
| UPMC Hamot | Erie | $1,581.00 | $104.86 – $1,844.50 |
| UPMC Altoona | Altoona | $1,012.20 | $123.00 – $1,349.60 |