ER Visit (level 4) at UPMC Carlisle
361 Alexander Spring Road, Carlisle, PA · UPMC · · NPI 1689107328
$1,320.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,200.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$65.00 with AmeriHealth Caritas vs $1,870.00 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $65.00 | ↓ -95% |
| Highmark Wholecare (prev Gateway) | Medicaid | $104.86 | ↓ -92% |
| UPMC Health Plan | Managed Medicaid | $123.93 | ↓ -91% |
| United Healthcare Community Plan for Families | PA Medicaid | $124.88 | ↓ -91% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $129.84 | ↓ -90% |
| Geisinger | Medicaid/CHIP | $138.86 | ↓ -89% |
| PA Health & Wellness | PA Medicaid HMO | $162.46 | ↓ -88% |
| UPMC Work Partners | Workers Comp | $175.81 | ↓ -87% |
| Prime Net | Managed Medicare | $301.40 | ↓ -77% |
| Highmark BCBS of PA | Freedom Blue Medicare Advantage | $403.28 | ↓ -69% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $403.28 | ↓ -69% |
| Humana | Medicare | $407.35 | ↓ -69% |
| Aetna | Medicare | $424.87 | ↓ -68% |
| Geisinger | Medicare | $427.72 | ↓ -68% |
| Cigna | Medicare | $427.72 | ↓ -68% |
| United Healthcare | Medicare | $435.86 | ↓ -67% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $439.94 | ↓ -67% |
| Keystone Health Plan | Medicare Advantage | $440.00 | ↓ -67% |
| Capital Blue Cross | Medicare Advantage | $440.00 | ↓ -67% |
| UPMC Health Plan | CHIP | $448.50 | ↓ -66% |
| Keystone Autism Services | ACAP | $651.76 | ↓ -51% |
| Prime Net | Legacy Commercial | $858.00 | ↓ -35% |
| Prime Net | ACO | $864.60 | ↓ -35% |
| Aetna | ACO | $864.60 | ↓ -35% |
| Prime Net | NonGateKeeper | $1,023.00 | ↓ -23% |
| Aetna | Commercial | $1,029.60 | ↓ -22% |
| Prime Net | GateKeeper | $1,029.60 | ↓ -22% |
| Highmark BCBS of PA | Community Blue PPO | $1,145.71 | ↓ -13% |
| Highmark BCBS of PA | CHIP - Managed Care | $1,194.19 | ↓ -10% |
| Capital Blue Cross | CHIP | $1,203.40 | ↓ -9% |
| Keystone Health Plan | Commercial | $1,203.40 | ↓ -9% |
| Capital Blue Cross | Commercial | $1,203.40 | ↓ -9% |
| Highmark BCBS of PA | Commercial | $1,273.01 | ↓ -4% |
| Wellspan Population Health | PPO | $1,430.00 | ↑ +8% |
| Geisinger | Commercial | $1,440.56 | ↑ +9% |
| UPMC Health Plan | Commercial | $1,540.00 | ↑ +17% |
| Prime Net | FH-Medical Rental | $1,663.20 | ↑ +26% |
| Cigna | Commercial | $1,850.00 | ↑ +40% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $1,870.00 | ↑ +42% |
| United Healthcare | Commercial | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
ER Visit (level 4) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $1,012.20 | $123.00 – $1,349.60 |
| UPMC Bedford | Everett | $645.60 | $100.10 – $968.40 |
| UPMC Cole | Coudersport | $357.00 | $56.38 – $432.27 |
| UPMC Community Osteopathic | Harrisburg | $1,320.00 | $65.00 – $448.50 |
| UPMC East | Monroeville | $1,120.20 | $104.86 – $1,493.60 |
| UPMC Hamot | Erie | $1,581.00 | $104.86 – $506.02 |
| UPMC Northwest | Seneca | $570.00 | $104.86 – $426.27 |
| UPMC Hanover | Hanover | $1,320.00 | $104.86 – $650.86 |