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Urine pregnancy test at UPMC Muncy

215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$112.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$188.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.40 with UPMC Health Plan vs $178.60 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $4.40 ↓ -96%
Geisinger Medicaid/CHIP $4.40 ↓ -96%
UPMC Health Plan CHIP $4.40 ↓ -96%
Highmark Wholecare (prev Gateway) Medicaid $4.46 ↓ -96%
AmeriHealth Caritas Community HealthChoices (CHC) $4.51 ↓ -96%
AmeriHealth Caritas Medicaid $4.51 ↓ -96%
United Healthcare Community Plan for Families PA Medicaid $5.12 ↓ -95%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $6.82 ↓ -94%
UPMC Work Partners Workers Comp $8.51 ↓ -92%
Three Rivers Provider Network All $9.11 ↓ -92%
UPMC Health Plan Managed Medicare $28.20 ↓ -75%
Highmark Wholecare (prev Gateway) Medicare $28.20 ↓ -75%
AmeriHealth Caritas Medicare $29.05 ↓ -74%
Cigna Medicare $29.61 ↓ -74%
United Healthcare Medicare $30.17 ↓ -73%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $30.46 ↓ -73%
Aetna PEBTF Custom Network $57.53 ↓ -49%
Aetna Commercial $67.68 ↓ -40%
Coventry/First Health Commercial $71.06 ↓ -37%
Highmark BCBS of PA Bluecare HMO/FPLIC PPO/Traditional Products $73.73 ↓ -35%
UPMC Health Plan Commercial $81.97 ↓ -27%
Highmark BCBS of PA Managed Care - Social Mission $86.84 ↓ -23%
Cigna Commercial $96.63 ↓ -14%
United Healthcare Commercial $104.34 ↓ -8%
Wirerope Works Commercial $104.53 ↓ -7%
Aetna First Health $124.08 ↑ +10%
Geisinger Commercial $125.96 ↑ +12%
Coventry/First Health FH-Medical Rental $126.52 ↑ +12%
Multiplan Auto $146.64 ↑ +30%
Multiplan PPO (Includes PHCS as a Payer) $146.64 ↑ +30%
America's Choice PPO $150.40 ↑ +33%
InterGroup PPO $150.40 ↑ +33%
Multiplan Worker's Compensation $178.60 ↑ +58%

Visitor-reported prices

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Urine pregnancy test at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $49.20 $4.40 – $66.30
UPMC Mercy Pittsburgh $83.40 $4.40 – $125.10
UPMC Northwest Seneca $39.00 $4.40 – $55.25
UPMC Presbyterian Pittsburgh $666.00 $4.00 – $102.00
UPMC Somerset Somerset $63.00 $4.00 – $27.00
UPMC St. Margaret Pittsburgh $85.20 $4.40 – $120.70
UPMC Wellsboro Wellsboro $137.40 $4.00 – $22.50
UPMC Williamsport Williamsport $93.00 $3.37 – $9.11

All Pennsylvania hospitals for this procedure →