healthcosts.net
Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at UPMC Muncy
215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198
$187.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$313.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.54 with United Healthcare Community Plan for Families vs $297.35 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $12.54 | ↓ -93% |
| UPMC Work Partners | Workers Comp | $15.88 | ↓ -92% |
| Three Rivers Provider Network | All | $16.99 | ↓ -91% |
| Highmark Wholecare (prev Gateway) | Medicare | $46.95 | ↓ -75% |
| UPMC Health Plan | Managed Medicare | $46.95 | ↓ -75% |
| AmeriHealth Caritas | Medicare | $48.36 | ↓ -74% |
| Cigna | Medicare | $49.30 | ↓ -74% |
| United Healthcare | Medicare | $50.24 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $50.71 | ↓ -73% |
| Aetna | PEBTF Custom Network | $95.78 | ↓ -49% |
| Aetna | Commercial | $112.68 | ↓ -40% |
| Coventry/First Health | Commercial | $118.31 | ↓ -37% |
| Highmark BCBS of PA | Bluecare HMO/FPLIC PPO/Traditional Products | $122.76 | ↓ -35% |
| UPMC Health Plan | Commercial | $136.47 | ↓ -27% |
| Highmark BCBS of PA | Managed Care - Social Mission | $144.57 | ↓ -23% |
| Cigna | Commercial | $160.88 | ↓ -14% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $172.15 | ↓ -8% |
| United Healthcare | Commercial | $173.72 | ↓ -7% |
| Wirerope Works | Commercial | $174.03 | ↓ -7% |
| Aetna | First Health | $206.58 | ↑ +10% |
| Geisinger | Commercial | $209.71 | ↑ +12% |
| Coventry/First Health | FH-Medical Rental | $210.65 | ↑ +12% |
| Multiplan | Auto | $244.14 | ↑ +30% |
| Multiplan | PPO (Includes PHCS as a Payer) | $244.14 | ↑ +30% |
| America's Choice | PPO | $250.40 | ↑ +33% |
| InterGroup | PPO | $250.40 | ↑ +33% |
| Multiplan | Worker's Compensation | $297.35 | ↑ +58% |
Visitor-reported prices
Comments
Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $122.40 | $13.40 – $183.60 |
| UPMC Northwest | Seneca | $191.40 | $14.57 – $271.15 |
| UPMC Passavant-McCandless | Pittsburgh | $119.40 | $14.93 – $159.80 |
| UPMC Presbyterian | Pittsburgh | $1,212.00 | $11.76 – $1,717.00 |
| UPMC Somerset | Somerset | $89.40 | $11.27 – $111.75 |
| UPMC St. Margaret | Pittsburgh | $857.40 | $13.87 – $1,214.65 |
| UPMC Wellsboro | Wellsboro | $227.20 | $12.54 – $255.60 |
| UPMC Williamsport | Williamsport | $187.80 | $12.54 – $250.40 |