healthcosts.net
Cholesterol body fluid at UPMC Muncy
215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198
$514.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$858.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$128.70 with Highmark Wholecare (prev Gateway) vs $815.10 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark Wholecare (prev Gateway) | Medicare | $128.70 | ↓ -75% |
| UPMC Health Plan | Managed Medicare | $128.70 | ↓ -75% |
| AmeriHealth Caritas | Medicare | $132.56 | ↓ -74% |
| Cigna | Medicare | $135.13 | ↓ -74% |
| United Healthcare | Medicare | $137.71 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $139.00 | ↓ -73% |
| Aetna | PEBTF Custom Network | $262.55 | ↓ -49% |
| Aetna | Commercial | $308.88 | ↓ -40% |
| Coventry/First Health | Commercial | $324.32 | ↓ -37% |
| Highmark BCBS of PA | Bluecare HMO/FPLIC PPO/Traditional Products | $336.51 | ↓ -35% |
| UPMC Health Plan | Commercial | $374.09 | ↓ -27% |
| Highmark BCBS of PA | Managed Care - Social Mission | $396.31 | ↓ -23% |
| Cigna | Commercial | $441.01 | ↓ -14% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $471.90 | ↓ -8% |
| United Healthcare | Commercial | $476.19 | ↓ -8% |
| Wirerope Works | Commercial | $477.05 | ↓ -7% |
| Aetna | First Health | $566.28 | ↑ +10% |
| Geisinger | Commercial | $574.86 | ↑ +12% |
| Coventry/First Health | FH-Medical Rental | $577.43 | ↑ +12% |
| Multiplan | Auto | $669.24 | ↑ +30% |
| Multiplan | PPO (Includes PHCS as a Payer) | $669.24 | ↑ +30% |
| America's Choice | PPO | $686.40 | ↑ +33% |
| InterGroup | PPO | $686.40 | ↑ +33% |
| Three Rivers Provider Network | All | $772.20 | ↑ +50% |
| Multiplan | Worker's Compensation | $815.10 | ↑ +58% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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Cholesterol body fluid at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $9,563.40 | $0.78 – $14.45 |
| UPMC Mercy | Pittsburgh | $6,088.80 | $0.77 – $213.30 |
| UPMC Northwest | Seneca | $6,841.20 | $0.78 – $38.25 |
| UPMC Presbyterian | Pittsburgh | $9,563.40 | $0.82 – $17.85 |
| UPMC Somerset | Somerset | $49.80 | $1.93 – $31.50 |
| UPMC St. Margaret | Pittsburgh | $998.40 | $0.78 – $17.85 |
| UPMC Wellsboro | Wellsboro | $622.40 | $64.62 – $323.10 |
| UPMC Williamsport | Williamsport | $9,473.40 | $5.13 – $17.10 |