Cholesterol body fluid at UPMC Bedford

10455 Lincoln Highway, Everett, PA · UPMC · · NPI 1295724193

Source: hospital's published price file ↗ · Published unknown · Ingested Aug 12, 2026

$418.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$697.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.78 with UPMC Health Plan vs $62.10 with Private Health Care Systems — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Commercial $0.78 ↓ -100%
UPMC Health Plan CHIP $2.80 ↓ -99%
Highmark BCBS of PA Commercial - Social Mission Indemnity/Managed Care - Social Mission $7.32 ↓ -98%
Highmark BCBS of PA Commercial - Indemnity/Managed Care $9.02 ↓ -98%
Aetna Medicare $17.25 ↓ -96%
Cigna Commercial $27.60 ↓ -93%
Cigna EBR $27.60 ↓ -93%
Aetna EBR ASO $27.60 ↓ -93%
Aetna EBR FI $33.81 ↓ -92%
Highmark Wholecare (prev Gateway) Medicare $34.50 ↓ -92%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $37.95 ↓ -91%
United Healthcare Compass Exchange $37.95 ↓ -91%
Geisinger Medicaid/CHIP $37.95 ↓ -91%
Aetna Neighborhood Network $42.78 ↓ -90%
Aetna Home Depot Employer Group $43.95 ↓ -89%
Cigna NBR ASO/FI $44.85 ↓ -89%
United Healthcare All Business $44.85 ↓ -89%
Aetna NBR ASO/FI $44.85 ↓ -89%
Cigna New Business ASO $44.85 ↓ -89%
InterGroup PPO $44.85 ↓ -89%
Coventry/First Health Commercial $48.30 ↓ -88%
Preferred Healthcare System PPO $55.20 ↓ -87%
Humana Commercial $62.10 ↓ -85%
Health Coalition Partners Intergroup $62.10 ↓ -85%
SelectCare Commercial $62.10 ↓ -85%
Private Health Care Systems PPO $62.10 ↓ -85%
UPMC Work Partners Workers Comp not published by hospital

Visitor-reported prices

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Cholesterol body fluid at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $49.80 $2.80 – $91.96
UPMC Cole Coudersport $61.80 $2.80 – $82.40
UPMC Community Osteopathic Harrisburg $49.80 $2.80 – $35.70
UPMC Hanover Hanover $49.80 $2.80 – $91.96
UPMC Horizon-Greenville Greenville $364.20 $0.78 – $4.27
UPMC Kane Kane $205.20 $2.06 – $2.06
UPMC Lititz Lititz $49.80 $2.80 – $91.96
UPMC McKeesport Mckeesport $267.00 $0.79 – $2.66

All Pennsylvania hospitals for this procedure →