Puncture spinal lumbar diagnostic at UPMC McKeesport
1500 Fifth Avenue, Mckeesport, PA · UPMC · · NPI 104370353
$1,704.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,840.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$46.20 with United Healthcare Community Plan for Families vs $2,778.17 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA CHIP/PA Medicaid | $46.20 | ↓ -97% |
| UPMC Health Plan | Managed Medicaid | $46.20 | ↓ -97% |
| Highmark Wholecare (prev Gateway) | Medicaid | $62.29 | ↓ -96% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $65.57 | ↓ -96% |
| PA Health & Wellness | PA Medicaid HMO | $71.58 | ↓ -96% |
| UPMC Work Partners | Workers Comp | $171.20 | ↓ -90% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $550.23 | ↓ -68% |
| UPMC Health Plan | Managed Medicare | $611.97 | ↓ -64% |
| UPMC Health Plan | Commercial | $614.49 | ↓ -64% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $677.26 | ↓ -60% |
| Aetna of PA | Medicare | $693.24 | ↓ -59% |
| AmeriHealth Caritas | Medicare | $713.05 | ↓ -58% |
| Highmark Wholecare (prev Gateway) | Medicare | $713.05 | ↓ -58% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $713.05 | ↓ -58% |
| Aetna | Medicare | $726.25 | ↓ -57% |
| Aetna | Neighborhood Network | $985.48 | ↓ -42% |
| Aetna | Home Depot Employer Group | $1,070.68 | ↓ -37% |
| Aetna | EBR FI | $1,079.20 | ↓ -37% |
| Aetna | NBR ASO/FI | $1,093.40 | ↓ -36% |
| Cigna | New Business ASO | $1,093.40 | ↓ -36% |
| Cigna | Commercial | $1,136.00 | ↓ -33% |
| Aetna | EBR ASO | $1,136.00 | ↓ -33% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,151.62 | ↓ -32% |
| InterGroup | PPO | $1,420.00 | ↓ -17% |
| Highmark BCBS of PA | Managed Care | $1,542.31 | ↓ -9% |
| Cigna Behavioral Health | Commercial | $1,704.00 | ↑ +0% |
| UPMC Health Plan | CHIP | $1,712.70 | ↑ +1% |
| Coventry/First Health | Commercial | $1,988.00 | ↑ +17% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $2,074.38 | ↑ +22% |
| SelectCare | Commercial | $2,272.00 | ↑ +33% |
| Private Health Care Systems | PPO | $2,272.00 | ↑ +33% |
| Humana | Commercial | $2,414.00 | ↑ +42% |
| Highmark BCBS of PA | Commercial - Indemnity | $2,778.17 | ↑ +63% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
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Puncture spinal lumbar diagnostic at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $1,192.20 | $42.00 – $1,589.60 |
| UPMC Bedford | Everett | $1,214.40 | $44.10 – $1,821.60 |
| UPMC Carlisle | Carlisle | $2,020.80 | $53.34 – $2,862.80 |
| UPMC Cole | Coudersport | $1,266.00 | $33.54 – $771.51 |
| UPMC Community Osteopathic | Harrisburg | $2,040.00 | $53.34 – $2,862.80 |
| UPMC East | Monroeville | $2,281.20 | $46.20 – $3,041.60 |
| UPMC Hamot | Erie | $2,310.60 | $46.20 – $960.26 |
| UPMC Northwest | Seneca | $1,156.80 | $46.20 – $693.24 |