Puncture spinal lumbar diagnostic at UPMC Cole
1001 East Second Street, Coudersport, PA · UPMC · · NPI 110485184
$1,266.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,110.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$33.54 with Highmark BCBS of PA vs $1,712.70 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Community Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $33.54 | ↓ -97% |
| United Healthcare | Medicare | $33.88 | ↓ -97% |
| AmeriHealth Caritas | Medicare | $33.88 | ↓ -97% |
| UPMC Health Plan | Managed Medicare | $33.88 | ↓ -97% |
| Humana | Medicare | $34.22 | ↓ -97% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $34.73 | ↓ -97% |
| AmeriHealth Caritas | Medicaid | $34.73 | ↓ -97% |
| UPMC Health Plan | Managed Medicaid | $35.09 | ↓ -97% |
| Cigna | Medicare | $35.57 | ↓ -97% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP | $36.59 | ↓ -97% |
| PA Health & Wellness | Medicare Advantage (Allwell by Wellcare) | $36.59 | ↓ -97% |
| Aetna | Medicare | $36.91 | ↓ -97% |
| Aetna | CHIP/Medicaid | $44.10 | ↓ -97% |
| Highmark Wholecare (prev Gateway) | Medicaid | $48.40 | ↓ -96% |
| Geisinger | Medicaid | $58.38 | ↓ -95% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $63.34 | ↓ -95% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $71.58 | ↓ -94% |
| UPMC Health Plan | Commercial | $84.70 | ↓ -93% |
| Geisinger | Commercial | $90.75 | ↓ -93% |
| InterGroup | PPO | $96.80 | ↓ -92% |
| Humana | Commercial | $96.80 | ↓ -92% |
| Galaxy Health Plan | Commercial | $96.80 | ↓ -92% |
| Multiplan | Worker's Compensation | $96.80 | ↓ -92% |
| Multiplan | PPO/Auto | $96.80 | ↓ -92% |
| Aetna | Commercial | $99.22 | ↓ -92% |
| UPMC Work Partners | Workers Comp | $160.65 | ↓ -87% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $582.89 | ↓ -54% |
| Highmark BCBS of PA | Managed Care - Social Mission | $582.89 | ↓ -54% |
| Highmark BCBS of PA | Managed Care | $709.80 | ↓ -44% |
| Highmark BCBS of PA | Commercial - Indemnity | $709.80 | ↓ -44% |
| BCBS of Western NY | Medicare Advantage | $771.51 | ↓ -39% |
| UPMC Health Plan | CHIP | $1,712.70 | ↑ +35% |
| United Healthcare | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Puncture spinal lumbar diagnostic at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $1,192.20 | $42.00 – $1,589.60 |
| UPMC Bedford | Everett | $1,214.40 | $44.10 – $1,821.60 |
| UPMC Carlisle | Carlisle | $2,020.80 | $53.34 – $2,862.80 |
| UPMC Community Osteopathic | Harrisburg | $2,040.00 | $53.34 – $2,862.80 |
| UPMC East | Monroeville | $2,281.20 | $46.20 – $3,041.60 |
| UPMC Hamot | Erie | $2,310.60 | $46.20 – $960.26 |
| UPMC Northwest | Seneca | $1,156.80 | $46.20 – $693.24 |
| UPMC Hanover | Hanover | $2,020.80 | $53.34 – $1,058.50 |