Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at UPMC McKeesport

1500 Fifth Avenue, Mckeesport, PA · UPMC · · NPI 104370353

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$116.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$194.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.90 with UPMC Health Plan vs $164.90 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $14.90 ↓ -87%
UPMC Work Partners Workers Comp $15.88 ↓ -86%
Geisinger Medicaid/CHIP $16.07 ↓ -86%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $16.48 ↓ -86%
Aetna of PA Medicare $16.87 ↓ -86%
Highmark Wholecare (prev Gateway) Medicare $17.36 ↓ -85%
AmeriHealth Caritas Medicare $17.36 ↓ -85%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $17.36 ↓ -85%
Aetna Medicare $17.68 ↓ -85%
UPMC Health Plan Commercial $21.28 ↓ -82%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $29.52 ↓ -75%
Highmark BCBS of PA Managed Care - Social Mission $51.26 ↓ -56%
Aetna Neighborhood Network $67.32 ↓ -42%
Highmark BCBS of PA Managed Care $68.65 ↓ -41%
Aetna Home Depot Employer Group $73.14 ↓ -37%
Aetna EBR FI $73.72 ↓ -37%
Aetna NBR ASO/FI $74.69 ↓ -36%
Cigna New Business ASO $74.69 ↓ -36%
UPMC Health Plan CHIP $75.38 ↓ -35%
Aetna EBR ASO $77.60 ↓ -33%
Cigna Commercial $77.60 ↓ -33%
InterGroup PPO $97.00 ↓ -17%
PA Health & Wellness PA Medicaid HMO $106.70 ↓ -8%
Highmark BCBS of PA Commercial - Social Mission Indemnity $111.28 ↓ -4%
Cigna Behavioral Health Commercial $116.40 ↑ +0%
Coventry/First Health Commercial $135.80 ↑ +17%
Highmark BCBS of PA Commercial - Indemnity $149.04 ↑ +28%
SelectCare Commercial $155.20 ↑ +33%
Private Health Care Systems PPO $155.20 ↑ +33%
Humana Commercial $164.90 ↑ +42%

Visitor-reported prices

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Mayo infectious agent antigen immunoassay direct optical observation cryptococcus at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $292.20 $15.88 – $389.60
UPMC Bedford Everett $210.60 $5.80 – $315.90
UPMC Carlisle Carlisle $89.40 $8.84 – $126.65
UPMC Community Osteopathic Harrisburg $89.40 $12.84 – $126.65
UPMC East Monroeville $225.60 $15.88 – $300.80
UPMC Hamot Erie $168.60 $15.88 – $29.24
UPMC Northwest Seneca $191.40 $14.57 – $17.36
UPMC Hanover Hanover $89.40 $12.84 – $75.38

All Pennsylvania hospitals for this procedure →