Immunofluorescence per specimen initial single antibody stain at UPMC McKeesport

1500 Fifth Avenue, Mckeesport, PA · UPMC · · NPI 104370353

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$89.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$149.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.85 with UPMC Health Plan vs $179.71 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Commercial $17.85 ↓ -80%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $19.82 ↓ -78%
UPMC Health Plan Managed Medicaid $28.05 ↓ -69%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $28.05 ↓ -69%
Highmark BCBS of PA Managed Care - Social Mission $34.41 ↓ -62%
Highmark Wholecare (prev Gateway) Medicaid $37.82 ↓ -58%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $39.81 ↓ -55%
PA Health & Wellness PA Medicaid HMO $43.46 ↓ -51%
Highmark BCBS of PA Managed Care $46.09 ↓ -48%
Aetna Neighborhood Network $51.70 ↓ -42%
Aetna Home Depot Employer Group $56.17 ↓ -37%
Aetna EBR FI $56.62 ↓ -37%
Cigna New Business ASO $57.37 ↓ -36%
Aetna NBR ASO/FI $57.37 ↓ -36%
Aetna EBR ASO $59.60 ↓ -33%
Cigna Commercial $59.60 ↓ -33%
UPMC Health Plan CHIP $63.22 ↓ -29%
InterGroup PPO $74.50 ↓ -17%
Highmark BCBS of PA Commercial - Social Mission Indemnity $74.71 ↓ -16%
Cigna Behavioral Health Commercial $89.40 ↑ +0%
Highmark BCBS of PA Commercial - Indemnity $100.05 ↑ +12%
Coventry/First Health Commercial $104.30 ↑ +17%
UPMC Work Partners Workers Comp $114.17 ↑ +28%
SelectCare Commercial $119.20 ↑ +33%
Private Health Care Systems PPO $119.20 ↑ +33%
Humana Commercial $126.65 ↑ +42%
UPMC Health Plan Managed Medicare $151.43 ↑ +69%
Geisinger Medicaid/CHIP $163.37 ↑ +83%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $167.58 ↑ +87%
Aetna of PA Medicare $171.54 ↑ +92%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $176.44 ↑ +97%
AmeriHealth Caritas Medicare $176.44 ↑ +97%
Highmark Wholecare (prev Gateway) Medicare $176.44 ↑ +97%
Aetna Medicare $179.71 ↑ +101%
Tricare East Region not published by hospital —
US Family Health Plan Tricare Prime not published by hospital —

Visitor-reported prices

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Immunofluorescence per specimen initial single antibody stain at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $415.80 $15.30 – $554.40
UPMC Carlisle Carlisle $664.80 $20.04 – $941.80
UPMC Cole Coudersport $181.20 $26.77 – $241.60
UPMC Community Osteopathic Harrisburg $664.80 $20.04 – $180.36
UPMC East Monroeville $153.00 $17.39 – $204.00
UPMC Hamot Erie $347.40 $19.63 – $420.75
UPMC Northwest Seneca $108.00 $17.55 – $171.54
UPMC Hanover Hanover $664.80 $20.04 – $261.92

All Pennsylvania hospitals for this procedure →